Category: Personal Injury Protection (PIP)

November 10, 2020

There is no uniform or legally-mandated hourly rate for attendant care in Michigan. “Reasonableness” is the determinative factor. The amount is based upon the injury and the assistance required, and is either litigated or voluntarily agreed upon by the insurance company and the provider. The new fee schedule takes effect in 2021 and will now …

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April 21, 2020

You can insure a car you don’t own in Michigan. The auto No-Fault law doesn’t require that auto insurance be personally purchased by a vehicle’s owner. If there’s a valid No-Fault policy on a vehicle – regardless of who bought it – then the owner will be considered “insured” if injured in a car accident. …

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April 16, 2020

A lost wages claim after a car accident in Michigan provides a financial lifeline for victims whose injuries have disabled them from returning to work.

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June 20, 2019

PIP insurance (personal injury protection) is the auto insurance coverage that pays for accident-related injury expenses after a car accident.

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August 23, 2018

HB 6100 creates illusory coverage because too many people can’t pay a $50,000 PIP deductible; vital medical care delayed and denied; the hidden trap of auto exclusions in health insurance policies; auto insurance companies who refuse to pay No Fault benefits; medical care denied

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November 28, 2017

Court rules that a car accident victim’s No Fault application must describe injury’s inherent characteristics and traceable symptoms

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October 24, 2017

Crain’s story about MI auto insurers losing money doesn’t add up: Data show auto insurers’ No Fault PIP coverage premiums exceeded payouts by $750M in 2013

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October 3, 2017

How No Fault has saved lives is what House Insurance Committee, Rep. Lana Theis need to hear, not politicians’ half-truths and outright lies on HB 5013

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September 28, 2017

How can Duggan, Leonard’s No Fault Driver’s Choice Plan work with a $25,000 cap that fails to even cover the average No Fault medical claim or one year of wage loss benefits?

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