Category: Personal Injury Protection (PIP)

May 16, 2023

You can insure a car you don’t own in Michigan. The auto No-Fault law doesn’t require that auto insurance be personally purchased by a vehicle’s owner. If there’s a valid No-Fault policy on a vehicle – regardless of who bought it – then the owner will be considered “insured” if injured in a car accident. …

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May 10, 2023

PIP insurance (personal injury protection) is the auto insurance coverage that pays for accident-related injury expenses after a car accident.

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April 21, 2023

There is no uniform or legally-mandated hourly rate for attendant care in Michigan. Factors that will influence the rate include: (1) the “reasonableness” of the rate; (2) the injury involved; (3) the assistance required; and (4) the limits set by the No-Fault fee schedule. Typically, the hourly rate for attendant care will be determined either …

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April 11, 2023

A lost wages claim after a car accident in Michigan provides a financial lifeline for victims whose injuries have disabled them from returning to work.

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September 28, 2017

How can Duggan, Leonard’s No Fault Driver’s Choice Plan work with a $25,000 cap that fails to even cover the average No Fault medical claim or one year of wage loss benefits?

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May 19, 2016

State Farm “not worthy of belief” says Michigan Court Of Appeals in Gardner v. State Farm I don’t pick on State Farm. It’s just that as a No Fault insurance lawyer who writes an auto law blog, State Farm gives me so much to write about.    And as a practicing attorney in the trenches, both …

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October 2, 2014

130-year-old ‘mend the hold’ doctrine can stop auto insurers from changing tune on why they denied PIP benefits after a car accident If you’re an attorney, and you’ve ever represented a person in Michigan in a No Fault lawsuit after their own insurance company denied No Fault benefits and cut them off, then I bet …

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December 3, 2013

Insurance attorney gives 5 tips to why primary medical PIP Benefits in No-Fault states can protect drivers As an insurance lawyer, I read auto insurance policies every day (yes, I do realize reading insurance contracts is not the most glamorous part about being a lawyer). But this does give me a unique insight and I …

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February 19, 2013

Why it’s not a good idea for you to cash out your No-Fault claim after a car accident, even when your attorney wants to Insurance companies want to close out no fault PIP claims. And for years they have offered a little “sweetener” – some additional sum of money – to people injured in car …

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