Category: Car Insurance

April 23, 2024

What to do when property is damaged in a car accident and what coverage pays There are important differences between property protection insurance vs property damage coverage. Your PPI pays when you damage a safely parked car, a tree or a fence in Michigan – regardless of whether you were at-fault. PD pays when you …

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March 15, 2024

The Michigan No-Fault medical fee schedule imposes restrictions on reimbursement rates for medical care providers who care for and treat car accident victims. Although the law empowers providers to charge a “reasonable amount” for their care, any amount that exceeds the fee schedule will not be paid. Under the Michigan Supreme Court’s ruling in Andary …

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March 11, 2024

Should I buy rental car insurance coverage? Is it worth it? Do I need it? Get answers to these frequently asked questions from our car accident lawyers.

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February 15, 2024

Cure auto insurance is not good for Michigan drivers. They charge a 25% “deposit” on top of their premium. They may second-guess your doctor and refuse to pay for your surgery. They give horrible advice to drivers to under-insure, leaving them personally exposed to crushing medical bills. And if you have to file a claim? …

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February 1, 2024

In Michigan, a police officer can tell whether you have a valid No-Fault auto insurance policy on the car you are driving by running your license plate number through the Law Enforcement Information Network (LEIN) database, which law enforcement can access using an in-car computer in their vehicles. This is an important tool for law …

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January 25, 2024

Car insurance company profits are hitting record highs at the same time that drivers are paying higher premiums to insure their vehicles, reports The Wall Street Journal. In other words, it’s just more “business as usual.” Here are three simple truths about car insurance companies:  How high are car insurance company profits? According to the …

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January 2, 2024

The Michigan car insurance cancellation laws determine the very specific ways in which your insurance company can cancel your policy. These include a specific set of rules for when a company can cancel a driver’s policy, the type and length of cancellation notice that must be given, and that a refund must be provided. They …

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September 27, 2023

This is what you need to know about how the car insurance claim process in Michigan works after an accident. Generally, there are three potential claims that a crash victim may have. One is for No-Fault insurance benefits. The second is for your injuries and your pain and suffering compensation if you were injured in …

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September 19, 2023

Trying to find out what determines your auto insurance premiums? Get to know the top 22 factors that affect car insurance rates and keep your costs down

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