Category: Car Insurance

February 23, 2021

The Michigan car insurance cancellation laws determine the very specific ways in which your insurance company can cancel your policy. These include a specific set of rules for when a company can cancel a driver’s policy, the type and length of cancellation notice that must be given, and that a refund must be provided. They …

Read this post
February 19, 2021

No longer can auto insurance companies use overly broad No-Fault fraud clauses in their policies to take away all of your legally-guaranteed Michigan auto insurance benefits after a car accident just by claiming you’ve made a mistake in your claims forms, an inaccurate statement in the past, or because of what a some private eye …

Read this post
February 9, 2021

This is what you need to know about how the car insurance claim process in Michigan works after an accident. Generally, there are three potential claims that a crash victim may have. One is for No-Fault insurance benefits. The second is for your injuries and your pain and suffering compensation if you were injured in …

Read this post
February 3, 2021

It is essential that you know how to file an auto insurance claim against someone in Michigan if you have been in a car accident. The three potential claims that you may have are for No-Fault benefits to cover medical bills and lost wages, for pain and suffering compensation and for a mini tort recovery …

Read this post
November 10, 2020

There is no uniform or legally-mandated hourly rate for attendant care in Michigan. “Reasonableness” is the determinative factor. The amount is based upon the injury and the assistance required, and is either litigated or voluntarily agreed upon by the insurance company and the provider. The new fee schedule takes effect in 2021 and will now …

Read this post
October 13, 2020

The requirements for car insurance for delivery drivers in Michigan are complicated. Delivery drivers must have auto No-Fault insurance, which includes liability coverage. But to be properly covered for a car accident, delivery drivers must also have commercial auto insurance or make sure there is no business-use exclusion that would void coverage. Most carriers could …

Read this post
October 8, 2020

There is no VA benefits opt out for drivers under Michigan’s new auto No-Fault insurance law. Also, because VA benefits do not cover all medical costs related to a car accident, other No-Fault coverages are “unavailable” under the auto law to drivers whose main or only source of health care is VA benefits. There is …

Read this post
July 14, 2020

New changes to the No-Fault law took effect on July 2, 2020, leaving many older drivers asking questions about auto insurance for seniors in Michigan.

Read this post
June 25, 2020

Michigan drivers have an important choice to make. The new No-Fault law takes effect on July 1, 2020. Get our recommended car insurance coverage options now

Read this post