Category: Car Insurance

September 30, 2021

A police officer can tell whether you have a valid Michigan No-Fault auto insurance policy on the car you are driving by running your license plate number through the Law Enforcement Information Network (LEIN) database, which law enforcement can access using an in-car computer in their vehicles. This is an important tool for law enforcement …

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September 10, 2021

If you have been injured in a car accident, your lawyer will need to show that you have suffered a serious impairment of body function in order for you to recover pain and suffering compensation from the at-fault driver under Michigan’s auto law. In order to prevail in an auto negligence lawsuit on your claim …

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July 16, 2021

On July 15, 2021, Gov. Whitmer approved a $25 million Post-Acute Care Auto Injury Provider Relief Fund as a result of the new auto No-Fault law’s medical fee schedule. The fund was created by Senate Bill 28. It was the result of a House substitution bill introduced and approved by the Michigan House of Representatives …

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July 13, 2021

Michigan DIFS must act now to protect auto policyholders’ rights to No-Fault medical coverage. Insurance companies are using the new auto No-Fault law to improperly deny attendant care for people catastrophically injured in car accidents before the new auto law took effect, denying vital No-Fault medical care and attendant care benefits. As Michigan DIFS Director …

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June 18, 2021

IME insurance company abuse takes new shape as insurance companies and claims adjusters are insisting that car accident victims travel hundreds of miles and many hours away to attend compulsory independent medical examinations. But what’s adding insult to injury is that these companies are not only requiring these people to travel for hours to see …

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June 16, 2021

The lack of a Michigan No-Fault Law grandfather clause punishes car accident victims and medical providers by leaving them subject to restrictions they never agreed to such as coverage limitations and a medical fee schedule whose reductions on reimbursement rates will deny them access to necessary medical care and treatment. Even though it is not …

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June 10, 2021

The new fee schedule includes permanent reductions in No-Fault reimbursement rates for medical providers who care for car accident victims and takes effect on July 1, 2021. The problem is these fee schedule reimbursement rates are completely arbitrary. Lawmakers literally pulled them out of thin air and we expect they will cause significant havoc and …

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June 7, 2021

Michigan auto insurance company profits hit “record-smashing” highs in 2020 during the first full year of No-Fault reform. A recent study shows that Progressive, State Farm, Allstate and Citizens – which make up nearly 50% of Michigan’s auto insurance market – “reported windfall profits in 2020.” Michigan-based Auto-Owners Insurance Company also had a banner year …

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May 27, 2021

As I predicted, the new auto No-Fault law in Michigan has been great for insurance companies, who all reported record profits in 2020. But for consumers looking to save on car insurance in Michigan after No-Fault reform, the savings have been disappointing. Today I will share some ways for drivers who were expecting more savings …

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