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Buying Car Insurance: Michigan Auto Insurance Guide

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Michigan law requires all drivers to carry No-Fault insurance. This coverage is mandatory and provides great protections in case of a serious auto accident.

But we understand, buying car insurance to properly protect you can be confusing. The language in your Michigan auto insurance policy is very confusing. Even the names of the auto insurance policies can be confusing. That’s why our attorneys are providing this buying car insurance resource center, which lays out all of the coverage you need and additional options that can be life-saving.

Top 8 questions to ask when buying car insurance

This list of questions to ask when buying car insurance will help you understand your options and choose the Michigan auto insurance policy to best protect you.

Michigan car insurance laws and requirements

The 4 types of mandatory Michigan auto insurance coverage that you must have due to Michigan No-Fault law.

Types of car insurance coverage

Types of car insurance coverage A list of the different types of car insurance (both mandatory and optional) you can purchase in Michigan to protect yourself under various circumstances.

Uninsured and underinsured motorist coverage: Protects you in a crash with an uninsured driver

FAQs about UM and UIM and why you must have these valuable coverages.

What is collision insurance: Standard vs Broad Form vs Limited

Information on broad, standard and limited collision coverages, and how each can help you pay for your car damage in Michigan.

Mini tort for your car damage

How to get up to $1,000 (or up to $3,000 after July 1, 2020) of your vehicle damage paid under Michigan’s mini tort law.

Penalties for driving without insurance in Michigan

Learn about the serious consequences of skipping out on No-Fault insurance, and how doing so leaves you very vulnerable if you’re injured in a serious car accident.

What is PLPD insurance?

Personal Liability and Property Damage basically means that a person is carrying the auto insurance required by state law — without collision coverage. Learn about how it works in Michigan.

Coordination of benefits: coordinated vs uncoordinated benefits

The terms “coordinated” and “uncoordinated” describe how a person’s No-Fault PIP benefits are provided after a car accident. Here we explain how each applies to you.

How ERISA health insurance comes into play with coordinated No Fault benefits

Advice for car accident victims on how your ERISA health insurance plan could affect your right to No-Fault benefits.

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How Much Is Your Michigan Auto Accident Case Worth?

Michigan Auto Law is the leading and largest law firm in Michigan exclusively handling auto accident cases for more than 50 years. By answering a few simple questions we can help you determine how much your accident case could be worth

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