Guide to Buying Car Insurance in Michigan
What Auto Insurance is Right for Me?
The Best Insurance Plans for Your Family and What to Ask Your Agent
Michigan law requires all drivers to carry No-Fault insurance. This coverage is mandatory and provides great protections in case of a serious auto accident.
But we understand, buying the right insurance to properly protect you can be confusing. The language in your auto insurance policy is very confusing. Even the names of the auto insurance policies can be confusing. That’s why our attorneys are providing this resource center, which lays out all of the coverage you need and additional options that can be life-saving.
Top 8 questions to ask your insurance agent
This list of questions will help you understand your options and choose the policy to best protect you.
What car insurance do I need in Michigan?
The 4 types of mandatory No-Fault coverage that you must have by law.
Optional insurance coverage
A list of other optional coverages you can purchase to protect yourself under various circumstances.
Uninsured and underinsured motorist coverage: Protects you in a crash with an uninsured driver
FAQs about UM and UIM and why you must have these valuable coverages.
3 types of collision coverage
Information on broad, standard and limited collision coverages, and how each can help you pay for your car damage in Michigan.
Mini tort for your car damage
How to get up to $1,000 of your vehicle damage paid under Michigan’s mini tort law.
Penalties for driving without insurance in Michigan
Learn about the serious consequences of skipping out on No-Fault insurance, and how doing so leaves you very vulnerable if you’re injured in a serious car accident.
What is Personal Liability and Property Damage (PLPD) coverage?
Personal Liability and Property Damage basically means that a person is carrying the auto insurance required by state law — without collision coverage. Learn about how it works in Michigan.
The difference between coordinated and uncoordinated benefits
The terms “coordinated” and “uncoordinated” describe how a person’s No-Fault PIP benefits are provided after a car accident. Here we explain how each applies to you.
How ERISA comes into play with coordinated No Fault benefits
Advice for car accident victims on how your ERISA pension plan could affect your right to No-Fault benefits.
