Buying Car Insurance: Michigan Auto Insurance Guide

This list of questions to ask when buying car insurance will help you understand your options and choose the Michigan auto insurance policy to best protect you.

The 4 types of mandatory Michigan auto insurance coverage that you must have due to Michigan No-Fault law.

Types of car insurance coverage A list of the different types of car insurance (both mandatory and optional) you can purchase in Michigan to protect yourself under various circumstances.

FAQs about UM and UIM and why you must have these valuable coverages.

Information on broad, standard and limited collision coverages, and how each can help you pay for your car damage in Michigan.

How to get up to $1,000 (or up to $3,000 after July 1, 2020) of your vehicle damage paid under Michigan’s mini tort law.

Learn about the serious consequences of skipping out on No-Fault insurance, and how doing so leaves you very vulnerable if you’re injured in a serious car accident.

Personal Liability and Property Damage basically means that a person is carrying the auto insurance required by state law — without collision coverage. Learn about how it works in Michigan.

The terms “coordinated” and “uncoordinated” describe how a person’s No-Fault PIP benefits are provided after a car accident. Here we explain how each applies to you.

Advice for car accident victims on how your ERISA health insurance plan could affect your right to No-Fault benefits.