Limited Property Damage Coverage (Mini Tort) For Your Car Damage

If your car is damaged in an auto accident, the limited property damage coverage (i.e., Michigan mini tort coverage) that the at-fault driver purchased with his or her auto insurance policy allows you to recover up to $3,000 from the at-fault driver’s insurance company for your vehicle damage repair costs.

This is an optional insurance coverage.

Our advice is to purchase this coverage, as well as additional collision insurance, to protect yourself in case of an accident with extensive car damage.

Why? People who have more than $3,000 in damage but who don’t have collision coverage find it terribly unfair that a person who caused the car accident is not responsible for full amount of repairs and vehicle damage.

If you choose to forgo limited property damage coverage and you cause an accident, you will still be required to pay up to $3,000 for the vehicle damage – out of your own pocket.

For more information, take a look at our comprehensive resource center on the Michigan mini tort.

Injured in a car accident in Michigan and have questions about your limited property damage claim? Call the attorneys at Michigan Auto Law now for a free consultation.

If you were injured in a car accident in Michigan and have questions about your limited property damage claim, call now (800) 968-1001 for a free consultation with an experienced car accident lawyer. There is no cost or obligation. You can also visit our contact page or use the chat feature on our website.

Michigan Auto Law is Michigan’s largest and most successful law firm that specializes exclusively in helping people who have been injured in auto accidents.

Our secret? Our attorneys deliberately handle fewer cases than other personal injury law firms.  This allows us to focus more time and attention on our cases.

Unlike other law firms, our attorneys are never too busy to promptly return phone calls and answer questions. 

We have more than 2,500 5-Star reviews that reflect this care and attention to detail.

More importantly, this client-focused approach leads to better and faster settlements for our clients. Michigan Auto Law has recovered more million-dollar settlements and trial verdicts for motor vehicle accidents than any other lawyer or law firm in Michigan. We’ve also recovered the highest ever reported truck accident and car accident settlement in the state.

Call now so we can start making a real difference for you.