Michigan Total Loss Car Claim: Get The Full Value Of Your Vehicle

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It costs you nothing to hire Scott Watson and ClaimsPlus for your total loss claim. 

Get the total value for your total loss vehicle! Insurance companies are notorious for making low-ball offers on total loss claims. Scott Watson and ClaimsPlus can help you get the full, fair market value you deserve.

We can help you get the fairest insurance payout possible when your car is totaled after an accident, risk free.  Michigan Auto Law knows how frustrating it can be to get an offer for your vehicle that is less than fair and then to feel like there is nothing you can do about it. Now you can.

We have teamed up with a true specialist to advocate for you – risk-free – when the insurance company is making a low-ball offer on your total loss car in Michigan. 

Meet Scott Watson . . . a certified automobile appraiser and independent public adjuster who can help you get substantially more money for your vehicle if it is declared a total loss in Michigan.

Let Scott Watson and ClaimsPlus help you get full value on your total loss car and vehicle damage claim in Michigan

Scott is the owner and Chief Auto Claims Negotiator of ClaimsPlus, which is headquartered in Clawson, Michigan. He brings his 9 years of expertise and experience helping more than 1,300 people get more money for their vehicle damage. Best of all . . . there is no risk and no cost to you. Scott only gets paid on the amount that he can recover that is OVER the insurance payout amount that your insurance company is already offering. If that initial offer turns out to be fair, you pay nothing and Scott collects nothing for his time and his work on your behalf. Think of it as a free, second opinion without any risk to you. Call Scott today at (800) 968-1001  or fill out the form to schedule a consultation.

When the insurance company offers less than your vehicle is worth

Scott’s mission is to make sure you receive the full, fair market value for your vehicle. Scott and ClaimsPlus have extensive experience successfully adding thousands of dollars for people when the insurance companies’ appraisal is less than what your vehicle is worth.  

How do I know if the insurance company’s appraisal is too low?

Scott and ClaimsPlus will help you understand if your insurer’s appraisal is lower than the full, fair market value of your totaled vehicle. They start by scrutinizing your insurance company’s appraisal/valuation report for accuracy to make sure none of the essential factors have been overlooked or omitted.

The factors that Scott will look at in evaluating your insurer’s appraisal include: (1) the make, model and year of your vehicle; (2) the odometer reading; (3) the trim level; (4) optional equipment on your vehicle; (5) an assessment of the vehicle’s condition; (6) identifying “comps” or valuations for vehicles that are comparable to yours; (7) adjustments for condition and mileage; (8) any recent repairs or upgrades to your vehicle; and (9) the tax amount.

How to get more for your insurance settlement

When your vehicle damage after a crash is so severe that the insurance company determines you have suffered a total loss car in Michigan, Scott knows how to get the insurance company to include reimbursement for sales tax, title fees, and registration and license expenses in the final payout for your insurance settlement. 

How much does it cost to hire Scott Watson and ClaimsPlus?

You only pay Scott if he is able to get you a settlement on your claim that EXCEEDS your insurer’s original insurance payout settlement offer. And Scott’s fee is only 33% of this excess amount. This makes working with Scott a risk-free win for people who are not getting a fair offer from their own insurance company but who before now had nowhere to go. Let Scott Watson and ClaimsPlus negotiate a better total loss car insurance settlement and vehicle damage settlement for you now. Call Scott today at (800) 968-1001 .

Is your vehicle a total loss?

Request your free consultation today.

Michigan Total Loss Testimonials

Michigan Auto Law Michigan Auto Law
(248) 353-7575 $$$
Apr 17, 2024
We initially reached out to Michigan Auto Law after being involved in a serious car accident. We spoke in length with the intake specialist and we were advised to call Scott Watson, Auto claims negotiator. He reviewed the Vehicle valuation and was able to negotiate with the insurance company the value of our totaled vehicle. He seen the bogus insurance games( because they don't want to pay out) and called them out. Resulting in thousands more in the value, so we didn't end up losing money on a vehicle we just paid for because some guy ran a red light. I highly recommend at least speaking with him about your situation to see what he can do for you.
Michigan Auto Law Michigan Auto Law
(248) 353-7575 $$$
Apr 12, 2024
The claim specialist Scott was fast and got me a fair appraisal for my truck!
Michigan Auto Law Michigan Auto Law
(248) 353-7575 $$$
Mar 21, 2024
Michigan Auto Law referred me to Scott Watson to negotiate the insurance payout on my car that was a total loss. He ended up coming to an agreement for nearly double what insurance originally offered. I am very happy with that result!
Michigan Auto Law Michigan Auto Law
(248) 353-7575 $$$
Mar 18, 2024
I truly enjoyed my experience with Scott Watson!! I had recieved an unfair offer from the auto insurance for my car after it was deemed as a total loss by the insurance company. I called Michigan Auto Law and told them what was going on and was connected to Scott Watson. Wow! He eleviated all the stress and anxiety that this situation brings! He knew exactly what to do and took charge of the process of negotiating with the auto insurance for a fair appraisal of my total loss vehicle. He was successful in the negotiating and I did recieve a fair price and couldnt have done this without him. This can be a stressful and intimidating process but with Scott having a great understanding of this process and walking me through each step so that I could understand the why and the how really and truly took out the anxiety of it all. Scott was very kind and patient with all of my questions and empathetic to my situation. I can't thank him enough! Thank you Scott! I highly recommend Scott Watson!!
Michigan Auto Law Michigan Auto Law
(248) 353-7575 $$$
Feb 26, 2024
Scott Watson really cares about helping his clients and he’s very knowledgeable. I highly recommend him to anyone that needs help negotiating with insurance companies on a totaled vehicle.
Michigan Auto Law Michigan Auto Law
(734) 622-8102 $$$
5 Testimonials
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Meet Scott Watson – For nearly a decade, Scott has been helping people get the maximum value for their total loss vehicles. He got started by helping out friends who were not being treated fairly by the insurance company. From there, Scott founded ClaimsPlus because he feels that the service he provides is one that everyone should have access to.

Michigan Total loss car and total loss vehicle FAQs

Below are answers to the questions that Scott Watson and ClaimsPlus are most frequently asked about total loss car claims and getting the best possible insurance payout and insurance settlement. 

What is a total loss vehicle?

A total loss vehicle is one that has suffered such extensive damage in a motor vehicle accident that it is more expensive to repair than to replace because the vehicle damage repair costs exceed the vehicle’s actual cash value.

How do insurance companies determine total loss on a vehicle?

Some states use the “total loss threshold” to determine if your vehicle is a total loss. This is when the cost of your repairs are greater than a certain percentage of the pre-damage actual cash value. Other states use the “total loss formula” which compares vehicle repair costs plus salvage value to the vehicle’s pre-crash value.

What is considered a total loss car in Michigan?

Accordcing to Michigan law, a car is considered a total loss when it meets the threshold of when “the estimated cost of repair, including parts and labor, is equal to or more than 75% . . . of the predamaged actual cash value of the vehicle . . .” (MCL 257.217c(2)(a)(ii) and (2)(b)(i))

Insurance total loss payout calculator

Once it has been determined that you have a total loss vehicle after your crash in Michigan, the insurance company will use its calculator to tally your insurance payout. Generally, the actual cash value of your payout will equal your vehicle’s pre-crash market value minus depreciation from when it was brand new.

How do I file a total loss claim in Michigan?

There will likely be two parts to your total loss claim after a motor vehicle crash in Michigan: (1) you’ll file a mini tort claim against the at-fault driver to recover damages to cover your collision deductible; and (2) you’ll file a claim under your collision policy to cover the full value of damage to or total loss of your vehicle.

[DISCLAIMER per MRPC 5.7: Michigan Auto Law is offering Scott Watson and ClaimsPlus as a service to help people who are frustrated that they are not receiving a fair value from their insurance company for their total loss vehicle damage claims after an accident. Scott Watson is not a licensed Michigan attorney. ClaimsPlus is not a law firm. Neither Scott Watson nor ClaimsPlus are employees of Michigan Auto Law, nor does Michigan Auto Law have any ownership interest in ClaimsPlus. Scott Watson is an experienced public adjuster who brings years of expertise helping people get more money than the insurance payout that their insurance companies are offering to pay for a total loss vehicle and/or vehicles with severe crash-related damage. These services are considered law-related services under Rule 5.7(b) of the Michigan Rules of Professional Conduct as they are not legal services and Mr. Watson is not a lawyer. Protections normally afforded to an attorney-client relationship do not apply and no attorney-client relationship will be created between you and Scott Watson or between you and Michigan Auto Law if you are not a current client and are only working with Scott Watson to get a higher offer on your total loss car or total loss vehicle claim. The fee and/or any costs associated with the services provided by Scott Watson are not included in or a part of the contingency fee agreement contract for legal services that an individual might enter into separately with Michigan Auto Law.]

It costs you nothing to hire Scott Watson and ClaimsPlus for your total loss claim. And unless Scott gets you a better deal from the insurance company, it still costs you nothing. You only pay if Scott and ClaimsPlus settles your total loss for more money – and even then it is only a percentage of the difference between the original offer and the settlement amount.

Are you sure the insurance company is making you a fair offer?

It costs you nothing to hire Scott Watson and ClaimsPlus for your total loss claim. And unless Scott gets you a better deal from the insurance company, it still costs you nothing. You only pay if Scott and ClaimsPlus settles your total loss for more money – and even then it is only a percentage of the difference between the original offer and the settlement amount.

Get the Answers You Deserve

Insurance companies always try to settle auto accident claims as cheaply as possible. Find out what your case is really worth. Request your free consultation today.