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Breaking News (10/5/2022): DIFS Bulletin tells auto insurers to apply Andary v. USAA Michigan Court of Appeals ruling NOW In Bulletin 2022-17-INS, issued on October 5, 2022, the DIFS Director announced that No-Fault fee schedule and limitation on in-home, family-provided attendant which were passed in 2019 “may not be applied to claims related to persons …
Car insurance for teenagers in Michigan is required whether they are driving with a learner’s permit or a driver’s license. In Michigan, if teenagers drive their own vehicle, they will be the “named insured.” If they drive their parents’ car, they will likely be a “named driver” on their parents’ car insurance policy. There is …
Continue reading “Car Insurance For Teenagers: Michigan Laws For Minors Explained”
The most important car insurance advice for young drivers in Michigan includes: (1) always have valid coverage on your vehicle; (2) buy full coverage, even though it costs more; (3) have your insurance information available; (4) use an independent agent to comparison shop; (5) ask for discounts; and (6) keep a clean driving record for …
Continue reading “Car Insurance Advice For Young Drivers: Here’s What To Know”
The car insurance law regarding college students who are out-of-state attending college in Michigan and he or she is going to be driving the family vehicle here for more than 30 days in a calendar year, then a valid Michigan No-Fault auto insurance policy must be purchased and maintained on the vehicle. Few lawyers, let …
Continue reading “Car Insurance For College Students Out-of-State To Michigan: Top 5 Facts To Know”
Non-Michigan residents who regularly drive their own motor vehicles in Michigan cannot rely on their out of state car insurance coverage to fully comply with Michigan law. Michigan law requires non-residents to maintain a valid No-Fault auto insurance policy on their vehicle if they drive in the state for more than 30 days per year. …
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When comparing PLPD insurance vs full coverage there is an important difference. Personal liability property damage insurance only covers medical bills, lost wages and liability (when someone sues you for causing a crash). Full coverage auto insurance also covers medical bills, wage loss and liability, but it also includes vehicle damage and pain and suffering …
Continue reading “PLPD vs Full Coverage: What’s The Difference?”
Let me say first that I do still support Michigan Attorney General Dana Nessel. As disappointed as I am with Michigan Attorney General Dana Nessel’s position on the retroactivity of the new No Fault law in her amicus filing in Andary vs. USAA Casualty Insurance Company (Michigan Court of Appeals, #356487; Ingham Circuit Court No. …
In Michigan, a police officer can tell whether you have a valid No-Fault auto insurance policy on the car you are driving by running your license plate number through the Law Enforcement Information Network (LEIN) database, which law enforcement can access using an in-car computer in their vehicles. This is an important tool for law …
Continue reading “Can Police Tell If You Have Insurance By Running Plates?”
If you have been injured in a car accident, your lawyer will need to show that you have suffered a serious impairment of body function in order for you to recover pain and suffering compensation from the at-fault driver under Michigan’s auto law. In order to prevail in an auto negligence lawsuit on your claim …
Continue reading “Serious Impairment of Body Function: What You Need To Know”
