Category: Uninsured / Underinsured (UIM)

Car accident with uninsured driver?  Watch out for Farm Bureau’s uninsured motorist policy.

Maybe. Or not. Michigan’s No Fault auto insurance law doesn’t require drivers to have uninsured or underinsured coverage, so coverage will depend on policy language

How you’re at risk when driving a motorcycle without the required insurance in Michigan I’ve written in depth about the extreme dangers of driving in Michigan without auto No Fault insurance. This goes for drivers of cars and trucks. But the law in Michigan for motorcyclists is entirely different than that for automobiles. That’s because …

Continue reading “I was in a motorcycle accident, but I don’t have insurance. What are my rights?”

Published Appellate Court rulings mark second, third times that State Farm is rebuked for same argument to avoid paying uninsured motorist claims to auto accident victims How many times does State Farm have to have its hand smacked by Michigan courts before it learns to stop trying to wrongfully deny auto accident victims the “uninsured …

Continue reading “State Farm’s ‘uninsured motorist’ policy gets shut down again … and again”

Farm Bureau has it all wrong – and has been duping its own customers on uninsured motorist claims for eight years! This week, I wrote about the reasons Farm Bureau made our attorneys’ list of the worst auto insurance companies for 2015. One of the reasons is that many of the Farm Bureau adjusters I’ve …

Continue reading “What county should a UM/UIM policy be filed in?”

Today I’d like to post another common question I receive from my clients and friends about hit and run car accidents. In Michigan, where I practice law, hit and run car accidents have become commonplace, and in some cities like Detroit, almost epidemic because of the numbers of people driving without car insurance. With hit …

Continue reading “What it really a hit and run accident? And what are my rights?”

Attorney Steven Gursten discusses what happens when Detroit drivers are uninsured, and how the auto insurance companies benefit BLAC magazine wanted to look into the safety crisis in Detroit regarding uninsured drivers who cannot afford to pay for the high auto insurance rates. BLAC magazine reporter Trevor W. Coleman interviewed Michigan Auto Law’s Steven Gursten …

Continue reading “BLAC magazine: High Cost of Insuring Cars in Detroit”

Insurance attorney warning:  uninsured motorists risk losing rights to pain and suffering damages and No-Fault medical and wage loss benefits “You can’t afford to not have Michigan No-Fault auto insurance.” That is what I say whenever someone asks me: “What’s the harm in driving uninsured in Michigan?” Not surprisingly, as the state’s economic outlook gets …

Continue reading “Top 9 risks of driving uninsured In Michigan”

Auto lawyer Steve Gursten says uninsured motorist coverage is illusory, and insurance carriers are denying policy holders who have been in car accidents Auto lawyer Steven Gursten tells Michigan Lawyers Weekly that auto insurance carriers who provide underinsured motorist coverage (UIM) in Michigan are acting in bad faith by routinely denying policy holders permission to settle their …

Continue reading “Are underinsured motorist coverage carriers acting in bad faith on car accident claims?”