In the wake of the demise of the Duggan-Leonard-Theis No-Fault insurance plan, lawmakers must make realistic, conscientious strides to lower premiums, preserve benefits
Michigan No-Fault reform: Everything you need to know
The No-Fault reform debate in Michigan is a perennially important, controversial and complex topic.
To stay informed about the most recent No-Fault reform proposals and changes – and what they mean for you – please be sure to follow us on our Michigan Auto Lawyers Blog.
No-Fault Reform during the Michigan Legislature’s 2017-18 legislative session
During the current 2017-18 legislative session in the Michigan Legislature, the most significant, most attention-grabbing, most potentially sweeping No-Fault reform proposal was House Bill 5013.
This was also commonly referred to as the Duggan-Theis-Leonard plan because of its backing by Detroit Mayor Mike Duggan, House Insurance Committee Chair Lana Theis (R-Brighton) and former House Speaker Tom Leonard (R-DeWitt).
Below I discuss – and I link to discussions about – the most important aspects of HB 5013 that drivers, car crash victims and consumers need to know about.
On January 1, 2019, a new legislative session begins in the Michigan Legislature. As new No-Fault reform proposals are introduced, I will be following them and analyzing them on my Michigan Auto Lawyers blog. I will also be updating this page.
Health insurance study further undermines Michigan No-Fault plan to use benefit caps to steer car accident victims toward health-insurer medical coverage
Insurance-backed Republicans on committee betting that promises of savings in bill will be too tempting for full House to resist
Duggan-Leonard-Theis reform plan, HB 5013, gives auto insurers more “excuses” for insurance companies to deny, defend, delay No-Fault benefits to hurt car crash victims
Duggan-Leonard No-Fault reform bill allows insurance companies to harass doctors who treat injured car crash victims through denial of payments, claims of improper over-utilization, refunds — even threats of criminal charges
Uncertainty of payment and insurer harassment under Duggan-Leonard-Theis No-Fault plan will scare doctors away from treating injured auto accident victims
Shouldn’t drivers pay 95% less if the Duggan-Leonard-Theis plan is going to allow the insurance companies to slash No-Fault PIP coverage by 95%, instead of letting the insurance companies pocket the difference at taxpayers’ expense?
Just one lawyer, speaking for himself, supports Duggan-Leonard plan. All other auto accident lawyers unanimously reject Duggan-Leonard-Theis plan
Flaws and false promises of Duggan-Leonard No-Fault reform plan exposed
Campaign contribution data shows House Insurance Committee Republicans who favor No-Fault car insurance reform have received $253,075 from insurance industry
Car insurance savings come at big cost, including $150 million shifted onto taxpayers, a “$25,000 bridge,” and admission that there will be no savings for $500,000 and unlimited No-Fault cap options by Theis
For the most seriously injured car crash victims who need attendant care based on a doctor’s 24/7 prescription for safety, Duggan-Leonard want to cap No-Fault attendant care at 2 days max
How can Duggan, Leonard’s No-Fault Driver’s Choice Plan work with a $25,000 cap that fails to even cover the average No-Fault medical claim or one year of wage loss benefits?
Detroit Mayor says $250K No-Fault PIP Cap, but the truth is $25K is it for car crash victims. “Cornhusker Kickback” of $225K is for the big hospitals for acute emergency care only after car accidents
Car accident attorney analyzes key aspects of Driver’s Choice Car Insurance Reform plan advanced by Detroit Mayor Duggan and House Speaker Leonard
Michigan auto insurers collect $330 million and $150 million more in premiums for collision insurance and comprehensive insurance than they pay out in benefits
We deserve to know the No-Fault insurance savings from No-Fault reform before politicians in Lansing take away vital benefits and legal protections
Talking No-Fault reform with L. Brooks Patterson
Watch the full discussion in this series of videos as attorney Steven Gursten talks about the benefits of Michigan No-Fault with Oakland County Executive L. Brooks Patterson.