Snyder calls for no-fault reform, $1 million benefits cap

Michigan Auto Law attorney tells Michigan Lawyers Weekly about the dangers of no-fault reform proposal HB 4612

Michigan Auto Law was featured in Michigan Lawyers Weekly amid the no-fault reform debate in Michigan.

Our attorney told Lawyers Weekly that the latest no-fault reform proposal, HB 4612,  is “…the most extreme wish list the insurance industry could come up with.”

Here are some of Michigan Auto Law’s observations on the issues in HB 4612, listed in Michigan Lawyers Weekly:

  • Claims processing of insurance adjusters is not admissible at a trial: “Thus, bad faith denials, or an insurer’s fraud, is inadmissible.”
  • If the claimant’s claim is excessive or in some respect fraudulent, the court can award the insurer legal fees.
  • Whether a charge is reasonable will be a question of law (judge’s decision). Currently, it is a question of fact (jury’s decision).
  • Reasonable and necessary products, services and accommodations is replaced with “medically appropriate” products, services, or accommodations.
  • In-home attendant care provided by family is limited to 56 hours per week at $15 per hour. Attendant care by some other entity would be limited to 16 hours per day with no 24-hour-a-day provision.
  • It limits home modifications to $50,000: “If you’re in a wheelchair, it is not possible to make an ordinary house accessible for $50,000 or even $100,000.”

You can read the full story here: Snyder calls for no-fault reform, $1 million benefits cap

Legally Reviewed By
Published: Apr 24, 2013 | Updated: Apr 24, 2013

Written By

Steve M. Gursten, Attorney,
License#: P53632

Steven Gursten, attorney at Michigan Auto Law and one of the most successful auto accident attorneys in Michigan. Michigan Auto Law represents people seriously injured in car, truck, motorcycle, and bus accidents, including catastrophic injury, traumatic brain injury, and No-Fault insurance cases. Steven has recovered the largest reported auto and truck accident settlement of any Michigan lawyer, and has been named Michigan Lawyer of the Year and a Top 50 Michigan Super Lawyer.

Read Steven Gursten’s full attorney profile

Legally Reviewed by Todd Berg, Attorney

Steve M. Gursten, Attorney

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