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University of Michigan Regents v. Titan Insurance Company

Michigan Supreme Court opinion stops one-year-back rule from limiting a recovery of overdue No-Fault benefits for minors hurt in car accidents

Case impact

The one-year-back rule, which limits a car accident victims’ recovery of overdue No-Fault benefits, does not apply to minors and children who have been seriously injured in Michigan car accidents, according to the Michigan Supreme Court in its 2010 ruling in U of M Regents v. Titan, which overruled Cameron v. Auto Club Insurance Association.

NOTE: In 2012, the U of M Regents vs. Titan decision was overruled by Joseph v. Auto Club Insurance Association which also reinstated the court’s 2006 decision in Cameron v. Auto Club Insurance Association.

Here’s the official Michigan Supreme Court opinion on University of Michigan Regents v. Titan Insurance Company.