ZCD Transportation v. State Farm

Michigan Court of Appeals opinion limits No-Fault transportation services to only medical visits

Case impact

Transportation other than to directly treat auto accident injuries is considered replacement services, therefore No-Fault transportation is limited to only medical visits. Specifically, the Michigan Court of Appeals in its 2012 ZCD Transportation vs. State Farm ruling held: “[T]ransportation expenses unrelated to medical treatment are not recoverable” under Michigan’s auto No-Fault insurance law.

For more information, read our blogs on ZCD Transportation v. State Farm: Michigan Court of Appeals case limits No-Fault transportation services, confining auto accident victims to their homes; How much must an insurance company pay for an auto accident victim’s transportations services under No Fault?.

Here’s the official Michigan Court of Appeals opinion on ZCD Transportation v. State Farm.