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Scary secret from a bus driver: The deadly blind spot on transit buses

Posted on: January 31st, 2015 by Steven Gursten No Comments

I was recently interviewed as a legal expert on a Channel 4 News story about the spike in bus accidents and injuries being caused by SMART buses. Channel 4 was investigating the reasons these SMART buses keep causing accidents and hitting pedestrians in metro Detroit. To begin with, bus accidents are a lot more common […]

ABLE Act: Helping people with disabilities save, without putting gov. benefits in jeopardy

Posted on: January 30th, 2015 by Steven Gursten No Comments

New law allows the disabled to open tax-free savings accounts, while allowing benefits like Medicaid and SSI to continue People who become disabled often face a major problem. If they acquire too many assets, then they face the possibility of government benefits being  cut off. This often puts people who have survived catastrophic injury in […]

What PLPD auto insurance really means

Posted on: January 29th, 2015 by Steven Gursten No Comments

People need to understand PLPD is only the bare minimum insurance coverage required by law, PLPD leaves out collision, comprehensive, uninsured motorist and mini tort coverages What  does PLPD really mean? I write this because most of the people I speak with as an insurance attorney who use the term “PLPD” are using it the […]

How do credit scores punish Detroit residents when paying for auto insurance?

Posted on: January 28th, 2015 by Steven Gursten No Comments

WalletHub study shows one reason why Detroiters pay more: Allstate charges 116% more to consumers with poor credit; Farmers, Progressive & State Farm all charge more If your credit score is poor, it will cost you more. Last week I was interviewed by Bloomberg News on the cost of auto No Fault insurance in cities […]

3 solutions to lower the cost of car insurance in Detroit

Posted on: January 27th, 2015 by Steven Gursten No Comments

Today, I want to answer a question I get asked quite often: How would I lower the cost of auto insurance in Michigan? I’ve written a more extensive list here, but let’s start with some fundamental changes needed to address Detroit’s sky high rates. Solution 1: Transparency on insurance company profit margins The solution to […]

How can we fix Detroit’s sky high car insurance rates?

Posted on: January 26th, 2015 by Steven Gursten No Comments

My interview with Bloomberg News on the No Fault insurance crisis in Metro Detroit High car insurance rates in Detroit might not be news to us, but it is to the rest of the country. Last week, I was interviewed by Chris Christoff of Bloomberg News. Chris wanted to delve into this complicated issue, and […]

More bad brakes for commercial trucks

Posted on: January 24th, 2015 by Steven Gursten No Comments

Brake-related out-of-service violations increased in 2014 Brake-related out-of-service violations have increased again, according to the latest Brake Safety Week enforcement campaign by the Commercial Motor Vehicle Safety Alliance. During the annual event, Sept. 7-13, 2014, CVSA-certified safety inspectors conducted 13,305 brake system inspections on trucks and buses throughout North America. The inspections resulted in 2,162 […]

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