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Michigan No-Fault Insurance Coverage for Out-Of-State Accidents

Lawyer Commentary on No-Fault Statute: MCL 500.3111

Payment of No-Fault personal protection insurance benefits for accidents occurring out of state.

This No-Fault statute defines coverage for car accidents occurring outside of Michigan.

For any motor vehicle accident occurring outside of Michigan, an accident victim may still be entitled to No-Fault benefits if the auto accident occurs within the United States, its territories and possessions, or Canada.

Additionally, Michigan No-Fault insurance benefits are available to the victim of an out-of-state car accident if any of the following circumstances apply:

  • An auto accident victim was “at the time of the accident” the “named insured” on a Michigan No-Fault auto insurance policy.
  • The victim “at the time of the accident” was “the spouse” or resident relative of a “named insured” on a Michigan No-Fault auto insurance policy.
  • The victim of an out-of-state car accident was an occupant of a vehicle involved in the crash and either he or she is a Michigan resident or the vehicle’s owner “was insured” under a Michigan No-Fault policy. (MCL 500.3111)

Injured person need not be driver to collect No-Fault benefits

An injured person need not be the driver of a car or truck or be listed under an insurance policy to receive No-Fault benefits after a car accident out-of-state.

This also applies to automobile accidents that occur in Michigan.

No-Fault Lawyers of Michigan Auto Law

The lawyers of Michigan Auto Law have been specializing in automobile No-Fault litigation for more than 50 years. If you have been injured in a car accident, truck accident or motorcycle accident and need help with your No-Fault insurance, please call one of our experienced attorneys for a free case evaluation at (800) 777-0028 or fill out our consultation form. There is no fee or obligation.

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