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No-Fault Act and Statutes

Obligation for Non-Residents to Maintain Michigan No-Fault Insurance

Lawyer Commentary on No-Fault Statute: MCL 500.3102

Nonresident owner or registrant of motor vehicle must maintain No-Fault insurance; operation of motor vehicle without No-Fault; penalty

This provision of the Michigan No-Fault law requires nonresidents who drive their own motor vehicles in Michigan for a total of “more than 30 days in any calendar year” to “continuously maintain[]” a No-Fault auto insurance policy on their car or truck.

Specifically, nonresidents may not operate – nor may they allow another person to operate – an automobile in Michigan for more than a total of 30 days in any year without maintaining No-Fault insurance on the vehicle.

A nonresident who does not follow this insurance provision is deemed to be an uninsured driver and is guilty of a misdemeanor under Michigan law.

Insurance Attorneys of Michigan Auto Law

The lawyers of Michigan Auto Law have been specializing in automobile No-Fault litigation for more than 50 years. If you have been injured in an auto accident and need help navigating your No-Fault insurance policy, please call one of our experienced attorneys for a free case evaluation at (800) 777-0028 or fill out our consultation form. There is absolutely no fee or obligation.

We are here to help you.

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