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Obligation for Non-Residents to Maintain Michigan No-Fault Insurance

Lawyer Commentary on No-Fault Statute: MCL 500.3102

Security for payment of benefits; criminal sanctions; failure to produce evidence; rebuttable presumption

This provision of the Michigan No-Fault law applies to non-residents of Michigan and requires they maintain Michigan No-Fault insurance coverage on an owned motor vehicle. A non-resident who does not follow this insurance provision is guilty of a misdemeanor under Michigan law. Even a non-resident simply driving a car or truck that is uninsured is guilty of a misdemeanor.

Specifically, non-residents may not operate, or allow another person to operate an automobile in Michigan for more than a total of 30 days in any year. However, if the non-resident insures the automobile there is no criminal penalty.

Insurance Attorneys of Michigan Auto Law

The lawyers of Michigan Auto Law have been specializing in automobile No-Fault litigation for more than 50 years. If you have been injured in an auto accident and need help navigating your No-Fault insurance policy, please call one of our expert attorneys for a free case evaluation at (800) 777-0028 or fill out our consultation form. There is absolutely no fee or obligation.

We are here to help you.