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What motorcycle insurance is required in Michigan?

It may be snowing hard right now, but spring is right around the corner. And I’m already getting questions from motorcycle owners in anticipating of getting those motorcycles back on the roads.

One recent question I received is regarding insurance for motorcyclists:

Q. What motorcycle insurance is required now that Michigan passed the helmet law repeal?

A. Motorcyclists are required to carry liability coverage of $20,000/$40,000 and $10,000 of property damage coverage. They also have the option to buy motorcycle PIP coverage in increments of $5,000 in the event they are hurt in any type of motorcycle accident not involving a motor vehicle.

Remember, if a motorcycle is involved in a crash with a car or truck, and the motorcycle does not have PIP, the operator can still make a No Fault claim for PIP benefits with the No Fault carrier who insures the car or truck.

Here’s more information about additional insurance coverages a motorcyclist can purchase: What insurance is required for Michigan motorcyclists?

Related information:

7 reasons every state should pass a motorcycle helmet law requirement

This entry was tagged Tags: No-Fault Insurance Blog
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