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Who Pays No-Fault Benefits For Pedestrians and Bicyclists?

Lawyer Commentary on No-Fault Statute: MCL 500.3115

PIP benefits; uninsured non-occupants; order of priority; recoupment; no duplication

You do not need to be an occupant of a car or truck involved in a collision in order to receive no-fault insurance benefits. A non-occupant, such as a pedestrian, bystander, bicyclist, etc., injured in an auto accident is entitled to the same no-fault benefits as the driver or passenger of the motor vehicle. The order of priority for a non-occupant to claim no-fault benefits is similar to that described in MCL 500.3114 for a motor vehicle occupant.

For pedestrians, bystanders and bicyclists, who suffer personal injury as the result of being struck by a vehicle in Michigan, the order of priority for no fault insurance benefits is as follows:

  • First priority – No-fault insurer of injured non-occupant
  • Second priority – No-fault insurer of injured non-occupant’s spouse
  • Third priority – No-fault insurer of resident relative of injured non-occupant
  • Fourth priority – No-fault insurer of owner or registrant of the vehicles involved in the accident
  • Fifth priority – No-fault insurer of the operator of the vehicles involved in the accident
  • Sixth Priority – Michigan Assigned Claims Facility

No-Fault Lawyers of Michigan Auto Law

The lawyers of Michigan Auto Law have been specializing in automobile no-fault litigation for more than 50 years. If you have been injured in a car accident, truck accident or motorcycle accident and need help with your no-fault insurance, please call one of our expert attorneys for a free case evaluation at (800) 777-0028 or fill out our consultation form. There is no fee or obligation.

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