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Michigan Mini Tort

Our insurance lawyers tell you how to get your vehicle damage paid for following a car accident

Our mini tort lawyers frequently receive questions from car accident and truck accident victims about their vehicle damage. Under Michigan’s mini tort law, victims of auto accidents can only recover a maximum of $1,000 (as of Oct. 1, 2012) for vehicle damage from the driver who caused the crash. This is called a mini tort claim.

FREE Mini Tort Book The state of Michigan does not require a driver to have collision coverage. If you do not have collision coverage on your vehicle, you can recoup some of your out-of-pocket costs for vehicle repairs via the mini tort law. The mini tort also applies if your coverage is limited or you have a collision deductible — and you are less than 50 percent at fault for the accident.

Mini tort only covers vehicle damage. If you were injured in an auto accident, please visit our no-fault lawyers resource center to read more about what benefits you’re entitled to from your first- and third-party cases.

For more information about Michigan mini tort, take a look at our pages on:

Mini tort FAQs,

How to collect mini tort and,

Mini tort sample letters for your auto insurance company.

WARNING: Don't sign away your legal rights on your mini-tort release. Mini Tort Podcast

The purpose of Michigan’s mini tort law is not to pay for all of your vehicle damage, but to compensate a person involved in a car accident that is not her fault for out-of-pocket expenses incurred from the collision.

Michigan Mini Tort Lawyer Video

Mini tort lawyer answers common questions about filing a mini tort claim in Michigan.

Michigan Mini Tort Lawyers Can Help You

Michigan Auto Law is the state’s largest law firm specializing in car accidents, truck accidents and motorcycle accidents. We have helped injury victims throughout Michigan for more than 50 years and three generations. Our lawyers understand that dealing with Michigan no-fault insurance laws can be challenging, and we can help you obtain your mini tort and other important Michigan no-fault insurance benefits. To speak with a mini tort attorney directly, please call , or fill out our consultation form. We are happy to help.


Attorney Jeffrey Bussell,
Michigan Auto Law

by Catherine Earl, Royal Oak, MI
Sept. 22, 2012


Jeff Bussell took time answering my questions about my car damage

I called Michigan Auto Law when I was in a rear-end car accident. Jeff Bussell took a ton of time answering my questions about my car damage. He was patient and spoke to me in terms I could understand. And his advice helped me through the ordeal.

I've dealt with other attorneys before, but this firm, from the secretaries on back was by far, the most kind, helpful and respectful I've encountered. If I ever need help in the future, I will definitely look to Michigan Auto Law.