Below you will find detailed explanations of all of the latest case law on auto accidents and No-Fault insurance in Michigan. We provided this information to help explain your rights after a crash, and to help other injury lawyers better protect accident victims.
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The source for lawyers dealing with the scope and breadth of 30 (b)(6) depositions, from QBE Insurance v. Jorda Enterprises.
A history lesson of Michigan’s Serious Impairment of Body Function injury threshold law.
Would cap No Fault medical benefits, dismantle the Michigan Catastrophic Claims Association, and cost Michigan drivers more for their auto insurance.
Case impact: Injured motorcycle accident victim confined to a wheelchair for the rest of his life is denied replacement van from No-Fault insurance.
Case impact: Michigan lawyer can accept a case evaluation award in an auto injury case.
Case impact: Mistakes on No Fault statement submittals can result in termination of all No Fault insurance benefits.
Case impact: No-Fault wage loss benefits cover both wages and S corporation profits for auto accident victims.
Case impact: No tolling for minors or traumatic brain injury caused by auto accident.
A summary of the Michigan Supreme Court’s first interpretation of the Serious Impairment of Body Function injury threshold law, 1982.
Case impact: Must provide specific notice of accident related injury.
Case impact: One year to file for benefits after a car accident – no exceptions and no tolling.
A summary of the Michigan Supreme Court’s second interpretation of the Serious Impairment of Body Function injury threshold law, 1986.
Case impact: When an auto accident victim’s family member can be compensated for providing attendant care services to the victim.
Michigan Court of Appeals opinion: Ground for cutting off auto accident victims’ PIP benefits was “unreasonable.”
Case impact: Michigan Consumer Protection Act cannot be used to recover against deception by auto insurance company.
Case impact: Auto accident victims can recover excess wage loss benefits from governmental entities that cause a motor vehicle accident
Case impact: No consequences for Foremost Insurance Company selling completely worthless, illusory underinsured motorist coverage, even though benefits are ‘not possible’ under its policy language.
Case impact: Auto accident victims cannot sue for excess replacement services that have been unfairly denied by auto insurance companies.
Case impact: No tolling of one-year-back rule limiting recovery of overdue No-Fault benefits for minor car accident victims; overruled U of M Regents v. Titan, reinstated Cameron v. Auto Club.
A summary of the Michigan Supreme Court’s first interpretation of the Legislature’s statutory definition of Serious Impairment of Body Function, 2004.
A summary of the Michigan Supreme Court’s current interpretation of the “serious impairment of body function” injury threshold law, 2010.
Case impact: State Farm settled plaintiff’s No Fault lawsuit and then claimed the settlement barred his subsequent lawsuit for unpaid “uninsured motorist” benefits because it should’ve been raised in the first lawsuit.
Case impact: Michigan auto accident brain injury victims can still recover for brain injuries that are not confirmed by objective testing.
Case impact: A motorcyclist was killed by a downed tree that Wayne County knew about for a week, yet county is immune under new interpretation of Government Tort Liability Act.
Impact: Doctors can – but are not obligated to – notify the Secretary of State if they believe their patients, including the elderly, have heath conditions that render them unfit to drive.
Case impact: When a self-employed, independent-contractor trucker is injured in a crash, the insurer for the motor carrier for whom the trucker was working for must pay for the trucker’s No-Fault benefits, if the motor carrier had leased the truck.
Case impact: A Canadian citizen who was injured by a negligent Michigan driver has 12 months from the date when he has a body of evidence accumulated of persuading a judge that his claim exceeds Michigan’s minimum liability limit of $20,000.
Case impact: Document injuries and inform insurance company of all injuries after Michigan automobile accident.
Case impact: How to compute wage loss after a car accident.
Would clear the way for automated technology manufacturers to test driverless cars on Michigan highways and roads.
Would implement restrictions on in-home attendant care and impose price controls on what doctors and hospitals can charge for treating Michigan car accident victims.
Case impact: “Impairment v. pain” is not consistently interpreted based on the type of work car accident victims previously performed.
Case impact: “No serious impairment” for car accident victim with serious hand injury and two months off of work.
Case impact: Auto insurers have the ability to revisit the application for No-Fault benefits after the claim is made, enabling them to avoid liability for a third-party injury in some cases.
Case impact: The one-year-back rule, limits recovery of overdue No Fault benefits, for minors hurt in car accidents; overruled Cameron v. Auto Club Insurance Association.
Case impact: State Farm must pay uninsured motorist benefits despite stonewalling, misrepresentation and deception in efforts to deny claim.
Case impact: Limits No-Fault transportation services to only medical visits, therefore any other transportation is considered replacement services.