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Michigan Catastrophic Claims Association According to the No-Fault Law

Lawyer Commentary on No-Fault Statute: MCL 500.3104

Catastrophic claims association; establishment, membership; indemnification; members’ obligations; powers and duties; board of directors; plan of operation

The Michigan Catastrophic Claims Association (MCCA) is an unincorporated, nonprofit association that indemnifies its member-insurers for no-fault personal protection insurance (PIP) benefits paid to catastrophically injured motor vehicle accident victims. However, the MCCA’s duty to indemnify doesn’t kick in until its member-insurers’ payouts have exceeded a statutorily prescribed dollar amount.

The Michigan Catastrophic Claims Association’s members include all automobile insurance companies that are authorized to do business in Michigan. They are bound by the association’s “plan of operation.” Further, if an insurer fails to become a member, or terminates membership, it can no longer sell insurance in Michigan.

Insurance Lawyers of Michigan Auto Law

The lawyers of Michigan Auto Law have been specializing in automobile no-fault litigation for more than 50 years. If you have been injured in an auto accident and need help navigating your no-fault insurance policy, please call one of our expert attorneys for a free case evaluation at (800) 777-0028 or fill out our consultation form. There is absolutely no fee or obligation.

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