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Michigan No Fault Reform

Posts Tagged ‘Michigan No-Fault reform’

No Fault breaking news: House Insurance Committee Republicans approve new No Fault hurdles for uninsured auto accident victims

Posted on: December 4th, 2014 by Steven Gursten No Comments

Democrats’ efforts to remove ‘due diligence’ and ‘proof of loss’ requirements defeated; no challenge made to ‘examinations’ requirement Over strong objections from Democratic lawmakers, the Republicans on the Michigan House of Representatives Insurance Committee moved forward and approved new legal hurdles for uninsured auto accident victims seeking No Fault insurance benefits, also known as PIP […]

Top 5 things to know about new Senate Bill 1148, the latest Republican-backed No Fault ‘reform’ plan

Posted on: December 1st, 2014 by Steven Gursten No Comments

There’s no guarantee of savings under SB 1148, but consumers will face new tax for Catastrophic Claims Assessment, $21 million annual assessment and limits on at-home attendant care With the end of the 2013-14 legislative session in sight, at least some of Michigan’s Republican lawmakers (those most in the pocket of the insurance industry?) still […]

No action on Michigan No Fault insurance “reform”

Posted on: July 29th, 2014 by Steven Gursten No Comments

Proposals for changing Michigan’s auto insurance system left in limbo as lawmakers break for summer vacation In most cases, no news is good news. Especially when we’re talking about efforts by Michigan’s auto insurance industry to dismantle Michigan’s No Fault auto insurance system. As I’ve written on the pages of this legal blog, the insurance […]

What’s the latest on Michigan No Fault Insurance “Reform” efforts?

Posted on: May 26th, 2014 by Steven Gursten No Comments

Our Michigan Auto Law No Fault newsletter is out with the newest developments on proposed changes to our No Fault laws and lawyer commentary Our latest edition of the Michigan Auto Law No Fault Insurance newsletter is now out.  Our newsletter is a free resource that provides all the breaking news and our own insurance […]

Insurance companies treating people in good faith in Michigan?

Posted on: May 13th, 2014 by Steven Gursten No Comments

To dream the impossible… Many elements of the Democratic No Fault Reform Plan come from series of bills from 2009 This week, I’m writing about an upcoming 14-bill package for reforming Michigan’s auto insurance system that has been recently proposed by House Democrats in Michigan. The bills aim to keep auto insurance rates lower for […]

Part II: What's so bad about capping No Fault benefits?

Posted on: April 10th, 2014 by Steven Gursten No Comments

My response as an insurance attorney helping car accident victims Those who disagree with me often accuse me of bias. Perhaps this is true. After all, I help the people who depend on No Fault. For nearly 20 years, I’ve seen firsthand the consequences of what happens to people and their families after serious automobile […]

What’s so bad about capping No Fault PIP benefits?

Posted on: April 9th, 2014 by Steven Gursten No Comments

Plenty! No guarantee of savings for consumers; financial ruin for injured; higher health insurance; taxpayer burden; more lawsuits It’s a fair question.  What’s so bad about capping No Fault PIP?  And as an insurance lawyer, it’s a question I hear often. A recent question on Michigan Auto Law’s Facebook page reminded me that I’ve never […]

“Low-Cost Automobile Insurance Pilot Program” under new No Fault "reform" plan

Posted on: March 28th, 2014 by Steven Gursten No Comments

Not low cost and not a lot of coverage The saying is: “You get what you pay for.” With respect to the “Low-Cost Automobile Insurance Pilot Program” proposed by House Speaker Jase Bolger and the House Republicans in their latest No Fault “reform” draft plan called Substitute for HB 4612, it’s probable that folks who […]

Giving insurance companies a “get out of jail free” card when they harm people

Posted on: March 22nd, 2014 by Steven Gursten No Comments

Under House Speaker Bolger’s new No Fault “reform” plan, auto accident victims’ ability to seek redress when PIP benefits are denied or cut off is severely limited House Speaker Jase Bolger’s “Substitute for HB 4612″ will make litigation even  more difficult for car accident victims when they must hire a lawyer to challenge wrongful denials […]

No Fault "reform" plan Substitute for HB 4612: Making it easier for auto insurers to deny, terminate auto accident victims’ PIP benefits

Posted on: March 21st, 2014 by Steven Gursten No Comments

A playing field that already heavily favors insurance companies over auto accident victims will become even more unfair for consumers As I wrote yesterday, the ideas put forth under Speaker Bolger’s Substitute for HB 4612 will make it harder for crash victims to recover PIP benefits they desperately need.  And it will make it easier […]

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