Tag: PLPD

July 8, 2017

Check your car insurance policy before saying yes to optional coverage at the rental car counter, as you may already have collision protection secured

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June 5, 2017

Auto accident attorney shares how car crash victims can protect against car insurance company policy traps, captive agents, low-ball settlement offers and pushy adjusters

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July 15, 2015

I recently wrote a blog post about PLPD insurance and I received an interesting question from a motorcycle owner in response: Q. How does Michigan motorcycle insurance come into play with PLPD? I have a car with “standard cheapest insurance” and am going to buy a bike [motorcycle], how does this play into my insurance? …

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April 20, 2015

As an auto accident attorney, I often receive questions about car insurance, and how it works after a crash involving injury or property damage. Today I’m sharing a common question about what to do when you’ve been involved in an automobile accident and the other driver’s insurance company contacts you asking for money. Hope this …

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March 25, 2015

Some practical ways to lower the cost of auto insurance for all of us Last week, I wrote about my plan to reduce the cost of auto insurance in Michigan. I believe my 14-step No Fault “Action Plan ” would preserve auto No Fault insurance for people who have been injured in car accidents and …

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February 5, 2015

HB 4032 sets liability, No Fault & PPI requirements for app-based ride-sharing services like Uber Uber is the leading app-based ride-sharing service.  Recently, more focus  has  been directed at the questionable  auto insurance coverage and liability insurance protection that Uber provides for drivers and passengers. The issues become even more complicated in a No Fault …

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January 29, 2015

This week, I wrote about PLPD insurance, clarifying what it covers – and what it doesn’t. “PLPD,” which means “Personal Liability and Property Damage,” provides nothing more than No Fault coverage and liability and property damage at minimal policy limits. I received a follow-up question on PLPD relating to car damage and theft that I …

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March 6, 2013

How these different auto insurance coverages can protect you after an auto accident Auto insurance coverage can go by a lot of acronyms and short-hand descriptions. In Michigan, auto insurance is frequently – and erroneously – separated into two categories, Full Coverage and PLPD. But these shorthand labels do not quite adequately describe the protection …

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February 20, 2013

What to do when property is damaged in a car accident and what coverage pays Many people refer to basic insurance that does not include collision coverage as “PLPD.” This stands for Personal Liability and Property Damage. Property Damage: For out of state auto accidents However, Property Damage (PD) coverage is not actually part of …

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