Michigan Catastrophic Claims Association According to the No-Fault Law
Lawyer Commentary on No-Fault Statute: MCL 500.3104
Catastrophic claims association; establishment, membership; indemnification; members’ obligations; powers and duties; board of directors; plan of operation
The Michigan Catastrophic Claims Association (MCCA) is an unincorporated, nonprofit association that indemnifies its member-insurers for No-Fault personal protection insurance (PIP) benefits paid to catastrophically injured motor vehicle accident victims. However, the MCCA’s duty to indemnify doesn’t kick in until its member-insurers’ payouts have exceeded a statutorily prescribed dollar amount.
The Michigan Catastrophic Claims Association’s members include all automobile insurance companies that are authorized to do business in Michigan. They are bound by the association’s “plan of operation.” Further, if an insurer fails to become a member, or terminates membership, it can no longer sell insurance in Michigan.
Insurance Lawyers of Michigan Auto Law
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