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House Bill 4041 ignores root cause of our ‘uninsured’ crisis in cities like Detroit and Flint: Excessive profit margins and auto insurance companies charging higher and higher prices Rep. Peter Lucido (R-Shelby Township) reintroduced House Bill 4041 from the last session in an effort the increase the penalties for driving uninsured. The problem is that the …
How you’re at risk when driving a motorcycle without the required insurance in Michigan I’ve written in depth about the extreme dangers of driving in Michigan without auto No Fault insurance. This goes for drivers of cars and trucks. But the law in Michigan for motorcyclists is entirely different than that for automobiles. That’s because …
Continue reading “I was in a motorcycle accident, but I don’t have insurance. What are my rights?”
One chart says it all after after Garrett v. Washington and State Farm: How Uninsured Motorist lawsuits are completely different from first-party No Fault (PIP) lawsuits Yesterday, I wrote about State Farm’s attempts to avoid paying out on ‘uninsured motorist’ cases. The latest case involves the giant insurance company being rejected for the third time …
Published Appellate Court rulings mark second, third times that State Farm is rebuked for same argument to avoid paying uninsured motorist claims to auto accident victims How many times does State Farm have to have its hand smacked by Michigan courts before it learns to stop trying to wrongfully deny auto accident victims the “uninsured …
Continue reading “State Farm’s ‘uninsured motorist’ policy gets shut down again … and again”
What do you do when the driver who causes a car accident only has $20,000 in coverage? This sadly happens all the time. Remember, most people who are insured (and in some cities like Detroit approximately 50% of drivers have no auto insurance at all) only have the minimum bodily injury policy limits of $20,000 …
Continue reading “The driver who hit me only had $20,000 in insurance, now what?”
Farm Bureau has it all wrong – and has been duping its own customers on uninsured motorist claims for eight years! This week, I wrote about the reasons Farm Bureau made our attorneys’ list of the worst auto insurance companies for 2015. One of the reasons is that many of the Farm Bureau adjusters I’ve …
Continue reading “What county should a UM/UIM policy be filed in?”
Democrats’ efforts to remove ‘due diligence’ and ‘proof of loss’ requirements defeated; no challenge made to ‘examinations’ requirement Over strong objections from Democratic lawmakers, the Republicans on the Michigan House of Representatives Insurance Committee moved forward and approved new legal hurdles for uninsured auto accident victims seeking No Fault insurance benefits, also known as PIP …
State Farm declares open season on All wheelchair users in the state If State Farm (and Farm Bureau too) are correct, then every senior citizen and physically disabled person in Michigan has a very big problem. State Farm and Farm Bureau contend that every single person who is using a wheelchair right now is uninsured, …
Miles ruling thwarts State Farm ploy to avoid paying uninsured motorist bodily injury benefits to accident victim I write often about State Farm. And recently, State Farm tried to pull another fast one. But the Michigan Court of Appeals brought the auto insurer’s shenanigans to a screeching halt. Specifically, State Farm settled Miles’s No Fault …
