Category: Personal Injury Protection (PIP)

October 3, 2016

By capping No Fault medical benefits, auto accident victims will be underinsured and inadequately covered when they need PIP benefits the most; many consumers will lose catastrophic injury coverage Let’s not mince words. Rep. Jason Sheppard (R-Temperance)’s proposed No Fault “PIP Choice” plan is horrible for Michigan auto accident victims and auto insurance consumers: It …

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May 19, 2016

State Farm “not worthy of belief” says Michigan Court Of Appeals in Gardner v. State Farm I don’t pick on State Farm. It’s just that as a No Fault insurance lawyer who writes an auto law blog, State Farm gives me so much to write about.    And as a practicing attorney in the trenches, both …

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January 5, 2015

In Auto-Owners v. All Star Lawn, the Michigan Supreme Court clarifies this common question As an auto accident lawyer, a common question I receive from people who are hurt in a car accident on the job is whether Michigan workers compensation or No Fault will cover them. The answer is usually both, but as you’ll …

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November 6, 2014

What No Fault protections do you have if you’re in an Uber car and do not have your own auto insurance? Yesterday, I wrote about some of the problems I see with Uber’s new “insurance gap” coverage from the tort (or bodily injury side). That is, how this new insurance coverage will affect someone who …

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October 2, 2014

130-year-old ‘mend the hold’ doctrine can stop auto insurers from changing tune on why they denied PIP benefits after a car accident If you’re an attorney, and you’ve ever represented a person in Michigan in a No Fault lawsuit after their own insurance company denied No Fault benefits and cut them off, then I bet …

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June 26, 2014

Miles ruling thwarts State Farm ploy to avoid paying uninsured motorist bodily injury benefits to accident victim I write often about State Farm. And recently, State Farm tried to pull another fast one. But the Michigan Court of Appeals brought the auto insurer’s shenanigans to a screeching halt. Specifically, State Farm settled Miles’s No Fault …

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April 9, 2014

Plenty! No guarantee of savings for consumers; financial ruin for injured; higher health insurance; taxpayer burden; more lawsuits It’s a fair question.  What’s so bad about capping No Fault PIP?  And as an insurance lawyer, it’s a question I hear often. A recent question on Michigan Auto Law’s Facebook page reminded me that I’ve never …

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March 21, 2014

A playing field that already heavily favors insurance companies over auto accident victims will become even more unfair for consumers As I wrote yesterday, the ideas put forth under Speaker Bolger’s Substitute for HB 4612 will make it harder for crash victims to recover PIP benefits they desperately need.  And it will make it easier …

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March 20, 2014

The playing field tilts dangerously in favor of insurance companies, if new proposed No Fault reforms in “Substitute for HB 4612” are enacted The last thing injured auto accident victims need today is a harder time attempting to recover the No Fault insurance benefits, such as medical expense reimbursement and vehicle modifications, that they’re entitled. …

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