Category: Auto Insurance Rates

Except for Detroit, where it was a close #2, Allstate car insurance was priciest in Flint, Grand Rapids, Howell, Iron Mountain, Ludington, Owosso and Warren

CPAN study shows Progressive, Liberty Mutual, Esurance, Allstate, State Farm and AAA charge less in Michigan to home-owning lawyers than to out-of-work renters

MI car insurance companies use non-driving related factors such as job, education and home-owning status to charge different prices to equally safe drivers

From medical-provider fee schedules, to fighting insurer fraud, to MCCA transparency, to ending ‘credit scoring,’ here are 13 ways legislators can deliver savings to drivers and keep No Fault protections If new Michigan lawmakers are concerned about and want to find a way to lower No Fault car insurance costs for drivers in 2017 – …

Continue reading “A 2017 No Fault reform guide for new lawmakers on how to lower car insurance rates and preserve No Fault benefits”

House Bill 5735 proposes banning ‘price optimization’ to stop auto insurers from raising prices on consumers who won’t shop around Are you a loyal customer to your insurance company? Did you know your loyalty is being abused, and could be costing you money? Here’s an ugly truth about auto insurance companies. Rather than being rewarded …

Continue reading “Price optimization: The high cost of being loyal to your own insurance company”

How much does it cost for insurance in your state, according to the latest WalletHub study? Did you know consumers with bad credit can – and do – pay as much as 115% more for No Fault auto insurance than consumers with good credit? That’s one of the key findings from WalletHub’s recent credit-scoring study, …

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Reflections on provider lawsuits and medical fee schedules: Maybe $10,000 MRIs aren’t sustainable Don’t get me wrong. Our  No Fault auto insurance system is outstanding, and I wouldn’t trade it – or the life-saving protections  it provides to Michigan car accident victims – for anything. But I’m also a realist. And the reality is: The …

Continue reading “Would a compromise with truly fair medical fee schedules be the solution to preserving Michigan’s No Fault system?”

Some practical ways to lower the cost of auto insurance for all of us Last week, I wrote about my plan to reduce the cost of auto insurance in Michigan. I believe my 14-step No Fault “Action Plan ” would preserve auto No Fault insurance for people who have been injured in car accidents and …

Continue reading “Why is MI car insurance so expensive? Thoughts from an insurance agent”

The insurance commissioner needs to bring back annual publication of ‘Buyers’ Guide To Auto Insurance’; pricing for 60 auto insurers in 16 cities Over the last several days, I’ve talked about 13 of the 14 actions in my 14-step “Action Plan” for lowering auto insurance prices for Michigan consumers. In broad terms, I’ve discussed: Regulating …

Continue reading “Empowering consumers when buying auto insurance”