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What Is An Independent Medical Examination (IME) and The Truth Behind It

What Is An Independent Medical Examination (IME)?

An independent medical examination (IME) is when an  insurance claims adjuster is asked to send injured auto or work accident victims for a “second opinion” exam by an “independent” doctor. They are selected by a claims adjuster or a defense attorney and are paid to find “nothing wrong” with injured people.

If you’ve been told to see an IME doctor, call Michigan Auto Law at (800) 968-1001. We can make sure your legal rights are protected.

The Truth Behind The Independent Medical Examination (IME)

Sadly, there is more behind the independent medical examination (IME) than injured auto accident victims are aware of. The doctors who perform these 10- to 15-minute, one-time at the behest of insurance companies do some outrageous and dishonest things that cause innocent accident victims to have their No-Fault benefits delayed, denied or stopped for no good reason.

Why do they do this? These insurance doctors are more concerned with insurance company profits than your health and recovery after an auto accident. If your insurance company does not have to pay for your medical expenses and the rest of your No-Fault benefits, than it can save lots of money.

Aside from being unethical and unfair, these independent medical examinations (IME) are usually intimidating for car accident victims. The insurance doctors are often unkind, rushed and have many video cameras, even in the exam room. People with very serious injuries may be incorrectly told they are not injured, which can be upsetting, confusing and insulting.

Meanwhile, auto insurance companies in Michigan will hire the same notorious doctors. Many of these insurance doctors are making hundreds of thousands of dollars every year finding “nothing wrong” with people. Instead of using their knowledge and expertise to heal and treat, these doctors have devoted their professional lives to helping insurance companies get even richer.

How To Protect Yourself From Insurance Company Abuse at the Hands of IMEs

If you’ve been asked to attend an insurance medical exam, you are required to go by law. But it’s best to first speak with a car accident lawyer, who can brief you on what to expect, and how these insurance doctors could hurt you.

Injured In An Car Accident In Michigan? Call The Attorneys At Michigan Auto Law

If you’ve been asked to attend an independent medical examination (IME) and have questions about your legal rights call now (855) 781-7747 for a free consultation with one of our experienced accident attorneys. There is no cost or obligation. You can also visit our contact page or use the chat feature on our website.

Michigan Auto Law is Michigan’s largest and most successful law firm that specializes exclusively in helping people who have been injured in auto accidents.

Our secret? Our attorneys deliberately handle fewer cases than other personal injury law firms.  This allows us to focus more time and attention on our cases.

Unlike other law firms, our attorneys are never too busy to promptly return phone calls and answer questions. 

We have more than 2,000 5-Star Reviews that reflect this care and attention to detail.

More importantly, this client-focused approach leads to better and faster settlements for our clients. Michigan Auto Law has recovered more million-dollar settlements and trial verdicts for motor vehicle accidents than any other lawyer or law firm in Michigan. We’ve also recovered the highest ever reported truck accident and car accident settlement in the state.

Call now so we can start making a real difference for you.