What happens if I’m in a car accident while driving another person’s car in Michigan?
Attorneys can explain whose auto insurance will cover your No-Fault benefits
Our auto accident attorneys are frequently called on to help drivers better understand what happens in a No-Fault accident when someone is driving another person’s car and they get in a serious crash.
If you’re involved in a car accident while driving a car that’s owned by another individual, it’s best to first speak with an auto accident attorney to ensure your legal rights are protected. Call Michigan Auto Law at (800) 777-0028.
To summarize, in a scenario where you borrow another person’s car and have an accident, the order of priority for No-Fault insurers would be as follows:
- You would claim No-Fault benefits through the policy on which you are the named insured.
- You would claim No-Fault benefits through your spouse’s policy.
- You would claim No-Fault benefits through the policy of a resident relative.
- You would claim No-Fault benefits through the Michigan Assigned Claims Plan if coverage is not available through any of the sources above. (Sources: MCL 500.3114(1) and (4))
If you’re unclear about your eligibility for No-Fault insurance benefits, one of our car accident attorneys would be happy to speak with you at no charge. Call (800) 777-0028 or fill out our consultation form.