One specific fact of your Michigan bus accident case that’s incredibly important is whether or not the bus involved in the crash was publically or privately owned. Who owns the bus dictates what law is applicable.
Our attorneys will explain more below, according to each type of bus. We will also outline the potential responsible parties in your bus accident lawsuit.
Though the majority of buses in this category are operated by municipalities as part of a public transportation network, public busies include any bus operated by the government other than school buses. They include large metro buses, public university shuttles, and any number of other vehicles operated by a government entity.
If a bus is owned by the government, it has protections that a private bus company does not have. For instance, if the bus involved in the collision is a public transit such a state university*, than it can be sued but the bus driver cannot unless a higher standard of negligence is found (gross negligence). (*State universities are departments of the state government. Six months written notice must be filed in strict compliance with the Court of Claims notice provisions, or the claim will be forever barred.)
The major special consideration when dealing with cases against government bus companies is the fact that a bus accident lawyer is suing the government. Different jurisdictions have different standards when it comes to dealing with, and overcoming, a state’s governmental immunity.
Another notable difference between public and private bus companies is that the government or municipality will most likely be self-insured. This means that there’s no policy limit because the municipality does not have a traditional commercial motor vehicle insurance policy that the average driver would have. Simply put, the jury or fact finder is free to assess damages that will not be capped by a policy and the entity cutting the check will not be an insurance company, but rather the government or municipality.
The private commercial bus is one of the most visible for many Americans, particularly those who don’t live in cities with municipal transportation. Private carriers include those used for long distance travel like Greyhound, and smaller charter buses, tour buses or paid shuttles.
If a private bus, such as a Greyhound bus, is involved in a collision, then the driver and Greyhound can be sued. Thus, the government-owned bus driver has more protections against claims.
When a private bus company is involved in a bus accident, the corporation (depending on size) may not be self-insured, and therefore there may be a bus insurance policy limit. This means that there will be a cap on what can be recovered for damages through insurance, and the entity writing the check is the insurance company.
Depending on the specific facts and circumstances surrounding your case, there can be different parties held responsible for your bus accident, including:
Obviously when you’re in a serious bus accident, you cannot control who owns the bus. But knowing there’s a difference in who’s responsible and how that may affect you is important to understanding your rights.