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No-Fault Reform

Takeaways from House Insurance hearing on Duggan-Leonard No Fault plan

Car insurance savings come at big cost, including $150 million shifted onto taxpayers, a “$25,000 bridge,” and admission that there will be no savings for $500,000 and unlimited No Fault cap options by Theis

Duggan’s $25K No Fault PIP Choice Cap won’t cover medical, wages

How can Duggan, Leonard’s No Fault Driver’s Choice Plan work with a $25,000 cap that fails to even cover the average No Fault medical claim or one year of wage loss benefits?

Duggan, Leonard plan overhaul of No-Fault car insurance

Car accident attorney analyzes key aspects of Driver’s Choice Car Insurance Reform plan advanced by Detroit Mayor Duggan & House Speaker Leonard

What No-Fault insurance savings can reform really bring?

We deserve to know the No-Fault insurance savings from No-Fault reform before politicians in Lansing take away vital benefits and legal protections

Is Fair and Affordable No-Fault insurance reform the answer?

MI House lawmakers’ new Fair and Affordable No-Fault insurance reform legislation a better way to preserve PIP benefits, legal protections for car crash victims

Are auto insurance companies having their cake and eating it too with MI Assigned Claims Plan assessments?

Auto insurers can recoup MACP costs by passing higher prices along to consumers and by claiming tax credits, but lawmakers want to change this Michigan’s No Fault auto insurance companies can have their cake and eat it, too, when it comes to assessment payments for Michigan’s “Assigned Claims Plan.” Too bad it leaves a very […]

Are college students covered by No-Fault if injured in a car accident while away at school?

While your student is away at college, is she or he protected by your auto No-Fault insurance? Your college student is covered by your family’s No-Fault auto insurance if he or she is injured in a car accident while away at school so long as your college student is still considered as a “resident relative” […]

Have you been PO’d by your Michigan auto insurance company?

If you haven’t, you might be now! Consumers Federation Of America reveals ‘price optimization’ scheme used by insurers to ensure higher prices to loyal customers Aren’t businesses like huge, for-profit auto insurance companies supposed to value and reward loyal customers? Or at least, not go out of their way to hurt them? Nope. Apparently, that […]

How much insurance does Uber offer when transporting a rider?

Ride-sharing, app-based Uber transportation service provides the following coverages: Liability, No Fault, UM/UIM, property damage, comprehensive and collision This is my fourth and final blog in a series about Uber, the app-based, ride-sharing service. The insurance issues I’ve been analyzing in these blogs will soon change from theoretical to very real – at least for […]

Will Uber’s ‘insurance gap’ coverage stop car accident victims from falling through the cracks?

No, it won’t: ‘Insurance gap’ covers liability and property damage when on-duty, but without passengers Earlier this year, I wrote about a liability issue that was developing for Uber. Uber is the popular app-based transportation service that’s operating in Detroit and Ann Arbor and has recently entered the Grand Rapids, Lansing/East Lansing, Flint and Kalamazoo […]

Are you Uber safe With Uber’s auto insurance coverage?

As ride-sharing, app-based service enters more Michigan markets, Uber boasts $1 million liability, No Fault and property damage coverages. But what do these new insurance coverages really mean for passengers? As Uber comes to Grand Rapids, the Lansing area, Kalamazoo and Flint, the ride-sharing app-based service boasts that its insurance coverage for passengers, third-parties and […]

No movement on No Fault reform bill HB 4612

Michigan Auto Law attorney gives Michigan Lawyers Weekly a No Fault reform update Michigan Lawyers Weekly interviewed Michigan Auto Law on the status of HB 4612, which would drastically change the state’s No Fault insurance law to the detriment of auto accident victims and drivers. HB 4612 would replace No Fault’s current guarantee of unlimited […]