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No-Fault Auto Insurance Law

Car Insurance For College Students Out-of-State To Michigan: Top 5 Facts To Know

Michigan Court of Appeals addresses impact of out-of-state resident insurance obligation The Michigan Court of Appeals has weighed in on the issue of whether an out-of-state resident who operates his or her car/vehicle in Michigan for more than 30 days without maintaining Michigan No-Fault auto insurance is barred from recovering pain and suffering compensation after […]

Out Of State Car Insurance Coverage In Michigan: Here’s What To Know

Michigan Court of Appeals addresses impact of out-of-state resident insurance obligation The Michigan Court of Appeals has weighed in on the issue of whether an out-of-state resident who operates his or her car/vehicle in Michigan for more than 30 days without maintaining Michigan No-Fault auto insurance is barred from recovering pain and suffering compensation after […]

Auto Insurance For Seniors in Michigan: What You Need To Know

New changes to the No-Fault law took effect on July 2, 2020, leaving many older drivers asking questions about auto insurance for seniors in Michigan.

VA Benefits Opt Out Not Allowed Under Michigan No-Fault Law

There are no VA benefits opt out for drivers under Michigan’s auto No-Fault insurance law. Also, because VA benefits do not cover all medical costs related to a car accident, other No-Fault coverages are “unavailable” under the auto law to drivers whose main or only source of health care is VA benefits. There is a […]

Recommended Car Insurance Coverage For Michigan Drivers

Michigan drivers have an important choice to make. The new No-Fault law takes effect on July 1, 2020. Get our recommended car insurance coverage options now

Car Insurance For Delivery Drivers In Michigan: Requirements Explained

The requirements for car insurance for delivery drivers in Michigan are complicated. Delivery drivers must have auto No-Fault insurance, which includes liability coverage. But to be properly covered for a car accident, delivery drivers must also have commercial auto insurance or make sure there is no business-use exclusion that would void coverage. Most carriers could […]

Why Did CURE Auto Insurance CEO Eric Poe Lie To The Detroit Free Press?

Last Tuesday, the Detroit Free Press ran a front page story (view the article) about how my efforts to speak out about CURE Auto Insurance in a blog post on the Michigan Auto Law website have resulted in the auto insurer filing two lawsuits against me and my law firm. As part of the story, […]

Car Insurance Advice For Young Drivers: Here’s What To Know

The most important car insurance advice for young drivers in Michigan includes: (1) always have valid coverage on your vehicle; (2) buy full coverage, even though it costs more; (3) have your insurance information available; (4) use an independent agent to comparison shop; (5) ask for discounts; and (6) keep a clean driving record for […]

Andary v. USAA Michigan Supreme Court Ruling: No-Fault Changes Do Not Apply Retroactively

The Andary v. USAA Michigan Supreme Court ruling holds that the No-Fault fee schedule and attendant care limitations that were added to the No-Fault law in 2019 do not apply retroactively to car accident victims who were injured while covered by an insurance policy issued before June 11, 2019. Specifically, the Andary v. USAA Michigan […]

MCCA Fee Increases After Investments Tank

The increase in the Michigan Catastrophic Claims Association fee (MCCA fee) that takes effect on July 1, 2023, is attributable to their investments losing more than $5 billion in value and also paying $3 billion in refunds to drivers. These losses contribute to the $3.7 billion deficit the MCCA finds itself in. Starting on July […]

How Michigan Attorney General Dana Nessel Got The New No Fault Law Retroactivity Wrong

Let me say first that I do still support Michigan Attorney General Dana Nessel. As disappointed as I am with Michigan Attorney General Dana Nessel’s position on the retroactivity of the new No Fault law in her amicus filing in Andary vs. USAA Casualty Insurance Company (Michigan Court of Appeals, #356487; Ingham Circuit Court No. […]

Post-Acute Care Auto Injury Provider Relief Fund For $25 Million Approved By Gov.

On July 15, 2021, Gov. Whitmer approved a $25 million Post-Acute Care Auto Injury Provider Relief Fund as a result of the new auto No-Fault law’s medical fee schedule. The fund was created by Senate Bill 28. It was the result of a House substitution bill introduced and approved by the Michigan House of Representatives […]