PLPD vs Full Coverage: What’s The Difference?
January 21, 2026
When comparing PLPD insurance vs full coverage there is an important difference. Personal liability property damage insurance only covers medical bills, lost wages and liability (when someone sues you for causing a crash). Full coverage auto insurance also covers medical bills, wage loss and liability, but it also includes vehicle damage and pain and suffering […]
Can Someone Else Drive My Car and Be Covered On My Insurance?
January 20, 2026
Can someone drive my car and be covered on my insurance? It depends on what happened while driving, if they have car insurance and the type of insurance coverage.
How To Apply For Car Insurance In Michigan
December 2, 2025
In Michigan, when you apply for car insurance, you MUST be accurate and truthful. If you’re not, then the insurance company will later try to use misstatements or omissions against you to try to deny your claim after you’ve been involved in a car crash. This will leave you with no auto No-Fault coverage – […]
No-Fault Fraud: What You Need To Know
November 13, 2025
No longer can auto insurance companies use overly broad No-Fault fraud clauses in their policies to take away all of your legally-guaranteed Michigan auto insurance benefits after a car accident just by claiming you’ve made a mistake in your claims forms, an inaccurate statement in the past, or because of what a some private eye […]
Serious Impairment of Body Function: What You Need To Know
November 4, 2025
If you have been injured in a car accident, your lawyer will need to show that you have suffered a serious impairment of body function in order for you to recover pain and suffering compensation from the at-fault driver under Michigan’s auto law. In order to prevail in an auto negligence lawsuit on your claim […]
Short Term Disability After Car Accident In Michigan: Here’s What To Know
November 3, 2025
In Michigan, short term disability insurance benefits after a car accident may affect your No-Fault wage loss benefits. If you have a coordinated auto policy, then wage loss will kick in only after your short term benefits have been exhausted. If you have an uncoordinated policy, then No-Fault may be the primary payor. These issues […]
Michigan No-Fault Medical Fee Schedule: Here’s What To Know
October 8, 2025
The Michigan No-Fault medical fee schedule imposes restrictions on reimbursement rates for medical care providers who care for and treat car accident victims. Although the law empowers providers to charge a “reasonable amount” for their care, any amount that exceeds the fee schedule will not be paid. Under the Michigan Supreme Court’s ruling in Andary […]
Do I Need Rental Car Insurance: What Michigan Drivers Need To Know
October 3, 2025
Should I buy rental car insurance coverage? Is it worth it? Do I need it? Get answers to these frequently asked questions from our car accident lawyers.
Property Protection Insurance vs Property Damage Insurance: What’s The Difference?
October 2, 2025
What to do when property is damaged in a car accident and what coverage pays There are important differences between property protection insurance vs property damage coverage. Your PPI pays when you damage a safely parked car, a tree or a fence in Michigan – regardless of whether you were at-fault. PD pays when you […]
Can Police Tell If You Have Insurance By Running Plates In Michigan?
September 15, 2025
In Michigan, a police officer can tell whether you have a valid No-Fault auto insurance policy on the car you are driving by running your license plate number through the Law Enforcement Information Network (LEIN) database, which law enforcement can access using an in-car computer in their vehicles. This is an important tool for law […]
Michigan Car Insurance Cancellation Laws Explained
September 11, 2025
The Michigan car insurance cancellation laws determine the very specific ways in which your insurance company can cancel your policy. These include a specific set of rules for when a company can cancel a driver’s policy, the type and length of cancellation notice that must be given, and that a refund must be provided. They […]
Car Insurance For Teenagers: Michigan Laws For Minors Explained
September 5, 2025
Car insurance for teenagers in Michigan is required whether they are driving with a learner’s permit or a driver’s license. In Michigan, if teenagers drive their own vehicle, they will be the “named insured.” If they drive their parents’ car, they will likely be a “named driver” on their parents’ car insurance policy. There is […]
