How To Apply For Car Insurance In Michigan
December 2, 2025
In Michigan, when you apply for car insurance, you MUST be accurate and truthful. If you’re not, then the insurance company will later try to use misstatements or omissions against you to try to deny your claim after you’ve been involved in a car crash. This will leave you with no auto No-Fault coverage – […]
No-Fault Fraud: What You Need To Know
November 13, 2025
No longer can auto insurance companies use overly broad No-Fault fraud clauses in their policies to take away all of your legally-guaranteed Michigan auto insurance benefits after a car accident just by claiming you’ve made a mistake in your claims forms, an inaccurate statement in the past, or because of what a some private eye […]
Serious Impairment of Body Function: What You Need To Know
November 4, 2025
If you have been injured in a car accident, your lawyer will need to show that you have suffered a serious impairment of body function in order for you to recover pain and suffering compensation from the at-fault driver under Michigan’s auto law. In order to prevail in an auto negligence lawsuit on your claim […]
Short Term Disability After Car Accident In Michigan: Here’s What To Know
November 3, 2025
In Michigan, short term disability insurance benefits after a car accident may affect your No-Fault wage loss benefits. If you have a coordinated auto policy, then wage loss will kick in only after your short term benefits have been exhausted. If you have an uncoordinated policy, then No-Fault may be the primary payor. These issues […]
Michigan No-Fault Medical Fee Schedule: Here’s What To Know
October 8, 2025
The Michigan No-Fault medical fee schedule imposes restrictions on reimbursement rates for medical care providers who care for and treat car accident victims. Although the law empowers providers to charge a “reasonable amount” for their care, any amount that exceeds the fee schedule will not be paid. Under the Michigan Supreme Court’s ruling in Andary […]
Do I Need Rental Car Insurance: What Michigan Drivers Need To Know
October 3, 2025
Should I buy rental car insurance coverage? Is it worth it? Do I need it? Get answers to these frequently asked questions from our car accident lawyers.
Property Protection Insurance vs Property Damage Insurance: What’s The Difference?
October 2, 2025
What to do when property is damaged in a car accident and what coverage pays There are important differences between property protection insurance vs property damage coverage. Your PPI pays when you damage a safely parked car, a tree or a fence in Michigan – regardless of whether you were at-fault. PD pays when you […]
Can Police Tell If You Have Insurance By Running Plates In Michigan?
September 15, 2025
In Michigan, a police officer can tell whether you have a valid No-Fault auto insurance policy on the car you are driving by running your license plate number through the Law Enforcement Information Network (LEIN) database, which law enforcement can access using an in-car computer in their vehicles. This is an important tool for law […]
Michigan Car Insurance Cancellation Laws Explained
September 11, 2025
The Michigan car insurance cancellation laws determine the very specific ways in which your insurance company can cancel your policy. These include a specific set of rules for when a company can cancel a driver’s policy, the type and length of cancellation notice that must be given, and that a refund must be provided. They […]
Car Insurance For Teenagers: Michigan Laws For Minors Explained
September 5, 2025
Car insurance for teenagers in Michigan is required whether they are driving with a learner’s permit or a driver’s license. In Michigan, if teenagers drive their own vehicle, they will be the “named insured.” If they drive their parents’ car, they will likely be a “named driver” on their parents’ car insurance policy. There is […]
Car Insurance For College Students Out-of-State To Michigan: Top 5 Facts To Know
August 26, 2025
UPDATE as of June 9, 2025: Michigan Supreme Court to address impact of out-of-state resident insurance obligation The Michigan Supreme Court has agreed to review whether out-of-state residents—such as college students attending school in Michigan—who drive their own vehicles in the state for more than 30 days without Michigan No-Fault insurance are barred from recovering […]
Out Of State Car Insurance Coverage In Michigan: Here’s What To Know
August 21, 2025
UPDATE as of June 9, 2025: Michigan Supreme Court to address impact of out-of-state resident insurance obligation The Michigan Supreme Court has decided to weigh in on the issue of whether an out-of-state resident who operates his or her car/vehicle in Michigan for more than 30 days without maintaining Michigan No-Fault auto insurance is barred […]