Car Insurance For Delivery Drivers In Michigan: Requirements Explained
June 12, 2025
The requirements for car insurance for delivery drivers in Michigan are complicated. Delivery drivers must have auto No-Fault insurance, which includes liability coverage. But to be properly covered for a car accident, delivery drivers must also have commercial auto insurance or make sure there is no business-use exclusion that would void coverage. Most carriers could […]
Hourly Rate For Attendant Care Guidelines For Michigan
June 10, 2025
There is no uniform or legally-mandated hourly rate for attendant care in Michigan. Factors that will influence the rate include: (1) the “reasonableness” of the rate; (2) the injury involved; (3) the assistance required; and (4) the limits set by the No-Fault fee schedule. Typically, the hourly rate for attendant care will be determined either […]
Insurance Company Settlement Tactics To Be Aware Of
May 27, 2025
These dirty insurance company settlement tactics are being used to trick car accident victims into settling their claims for pennies on the dollar.
Are CURE Auto Insurance Drivers More “Under-Insured” Than Michigan Drivers in General?
December 10, 2024
Are people insured with CURE Auto Insurance in Michigan driving with significantly less protection than drivers insured with other insurance companies? In a word: YES. CURE Auto Insurance has repeatedly boasted that 94% of its drivers select less than the unlimited No-Fault PIP medical coverage option. Only 6% of CURE drivers have unlimited PIP medical […]
Why Did CURE Auto Insurance CEO Eric Poe Lie To The Detroit Free Press?
November 26, 2024
Last Tuesday, the Detroit Free Press ran a front page story (view the article) about how my efforts to speak out about CURE Auto Insurance in a blog post on the Michigan Auto Law website have resulted in the auto insurer filing two lawsuits against me and my law firm. As part of the story, […]
Car Insurance Advice For Young Drivers: Here’s What To Know
September 24, 2024
The most important car insurance advice for young drivers in Michigan includes: (1) always have valid coverage on your vehicle; (2) buy full coverage, even though it costs more; (3) have your insurance information available; (4) use an independent agent to comparison shop; (5) ask for discounts; and (6) keep a clean driving record for […]
Car Insurance Company Profits Skyrocket As Drivers Pay More For Less Coverage
January 25, 2024
Car insurance company profits are hitting record highs at the same time that drivers are paying higher premiums to insure their vehicles, reports The Wall Street Journal. In other words, it’s just more “business as usual.” Here are three simple truths about car insurance companies: How high are car insurance company profits? According to the […]
Andary v. USAA Michigan Supreme Court Ruling: No-Fault Changes Do Not Apply Retroactively
August 8, 2023
The Andary v. USAA Michigan Supreme Court ruling holds that the No-Fault fee schedule and attendant care limitations that were added to the No-Fault law in 2019 do not apply retroactively to car accident victims who were injured while covered by an insurance policy issued before June 11, 2019. Specifically, the Andary v. USAA Michigan […]
Why The Cheapest Auto Insurance In Michigan Isn’t The Best?
July 21, 2023
Just because it’s the cheapest auto insurance in Michigan doesn’t mean it’s the best for you and your family. Going with the cheapest insurance option means assuming big risks and forgoing important medical care if you or your family are ever involved in a serious car accident, and can even mean exhausting your personal savings and […]
MCCA Fee Increases After Investments Tank
June 15, 2023
The increase in the Michigan Catastrophic Claims Association fee (MCCA fee) that takes effect on July 1, 2023, is attributable to their investments losing more than $5 billion in value and also paying $3 billion in refunds to drivers. These losses contribute to the $3.7 billion deficit the MCCA finds itself in. Starting on July […]
How Michigan Attorney General Dana Nessel Got The New No Fault Law Retroactivity Wrong
November 17, 2021
Let me say first that I do still support Michigan Attorney General Dana Nessel. As disappointed as I am with Michigan Attorney General Dana Nessel’s position on the retroactivity of the new No Fault law in her amicus filing in Andary vs. USAA Casualty Insurance Company (Michigan Court of Appeals, #356487; Ingham Circuit Court No. […]
Post-Acute Care Auto Injury Provider Relief Fund For $25 Million Approved By Gov.
July 16, 2021
On July 15, 2021, Gov. Whitmer approved a $25 million Post-Acute Care Auto Injury Provider Relief Fund as a result of the new auto No-Fault law’s medical fee schedule. The fund was created by Senate Bill 28. It was the result of a House substitution bill introduced and approved by the Michigan House of Representatives […]