Car Insurance Advice For Young Drivers: Here’s What To Know
September 24, 2024
The most important car insurance advice for young drivers in Michigan includes: (1) always have valid coverage on your vehicle; (2) buy full coverage, even though it costs more; (3) have your insurance information available; (4) use an independent agent to comparison shop; (5) ask for discounts; and (6) keep a clean driving record for […]
Short Term Disability After Car Accident In Michigan: Here’s What To Know
September 18, 2024
In Michigan, short term disability insurance benefits after a car accident may affect your No-Fault wage loss benefits. If you have a coordinated auto policy, then wage loss will kick in only after your short term benefits have been exhausted. If you have an uncoordinated policy, then No-Fault may be the primary payor. These issues […]
Car Insurance For Teenagers: Michigan Laws For Minors Explained
August 15, 2024
Car insurance for teenagers in Michigan is required whether they are driving with a learner’s permit or a driver’s license. In Michigan, if teenagers drive their own vehicle, they will be the “named insured.” If they drive their parents’ car, they will likely be a “named driver” on their parents’ car insurance policy. There is […]
Out Of State Car Insurance Coverage In Michigan: Here’s What To Know
August 14, 2024
Non-Michigan residents who regularly drive their own motor vehicles in Michigan cannot rely on their out of state car insurance coverage to fully comply with Michigan law. Michigan law requires non-residents to maintain a valid No-Fault auto insurance policy on their vehicle if they drive in the state for more than 30 days per year. […]
Serious Impairment of Body Function: What You Need To Know
August 9, 2024
If you have been injured in a car accident, your lawyer will need to show that you have suffered a serious impairment of body function in order for you to recover pain and suffering compensation from the at-fault driver under Michigan’s auto law. In order to prevail in an auto negligence lawsuit on your claim […]
Car Insurance For College Students Out-of-State To Michigan: Top 5 Facts To Know
July 5, 2024
The car insurance law regarding college students who are out-of-state attending college in Michigan and he or she is going to be driving the family vehicle here for more than 30 days in a calendar year, then a valid Michigan No-Fault auto insurance policy must be purchased and maintained on the vehicle. Few lawyers, let […]
Mini Tort Claim Denied Or Driver Refuses To Pay: Now What?
May 9, 2024
How to hold a driver responsible for vehicle damage under the Michigan mini tort If the at-fault driver who damaged your car refuses pay on your mini tort claim, then you have two options for holding the driver accountable: (1) file a claim with his or her auto insurer if he or she has limited […]
Property Protection Insurance vs Property Damage Insurance: What’s The Difference?
April 23, 2024
What to do when property is damaged in a car accident and what coverage pays There are important differences between property protection insurance vs property damage coverage. Your PPI pays when you damage a safely parked car, a tree or a fence in Michigan – regardless of whether you were at-fault. PD pays when you […]
Michigan No-Fault Medical Fee Schedule: Here’s What To Know
March 15, 2024
The Michigan No-Fault medical fee schedule imposes restrictions on reimbursement rates for medical care providers who care for and treat car accident victims. Although the law empowers providers to charge a “reasonable amount” for their care, any amount that exceeds the fee schedule will not be paid. Under the Michigan Supreme Court’s ruling in Andary […]
Do I Need Rental Car Insurance: What Michigan Drivers Need To Know
March 11, 2024
Should I buy rental car insurance coverage? Is it worth it? Do I need it? Get answers to these frequently asked questions from our car accident lawyers.
Can Police Tell If You Have Insurance By Running Plates In Michigan?
February 1, 2024
In Michigan, a police officer can tell whether you have a valid No-Fault auto insurance policy on the car you are driving by running your license plate number through the Law Enforcement Information Network (LEIN) database, which law enforcement can access using an in-car computer in their vehicles. This is an important tool for law […]
Car Insurance Company Profits Skyrocket As Drivers Pay More For Less Coverage
January 25, 2024
Car insurance company profits are hitting record highs at the same time that drivers are paying higher premiums to insure their vehicles, reports The Wall Street Journal. In other words, it’s just more “business as usual.” Here are three simple truths about car insurance companies: How high are car insurance company profits? According to the […]