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Is Cure Auto Insurance Good In Michigan?

Cure auto insurance is not good for Michigan drivers. They charge a 25% “deposit” on top of their premium. They may second-guess your doctor and refuse to pay for your surgery. They give horrible advice to drivers to under-insure, leaving them personally exposed to crushing medical bills. And if you have to file a claim? […]

Can Police Tell If You Have Insurance By Running Plates In Michigan?

In Michigan, a police officer can tell whether you have a valid No-Fault auto insurance policy on the car you are driving by running your license plate number through the Law Enforcement Information Network (LEIN) database, which law enforcement can access using an in-car computer in their vehicles. This is an important tool for law […]

Michigan Car Insurance Cancellation Laws Explained

The Michigan car insurance cancellation laws determine the very specific ways in which your insurance company can cancel your policy. These include a specific set of rules for when a company can cancel a driver’s policy, the type and length of cancellation notice that must be given, and that a refund must be provided. They […]

Car Insurance For Teenagers: Michigan Laws For Minors Explained

Car insurance for teenagers in Michigan is required whether they are driving with a learner’s permit or a driver’s license. In Michigan, if teenagers drive their own vehicle, they will be the “named insured.” If they drive their parents’ car, they will likely be a “named driver” on their parents’ car insurance policy. There is […]

Car Insurance For College Students Out-of-State To Michigan: Top 5 Facts To Know

UPDATE as of June 9, 2025: Michigan Supreme Court to address impact of out-of-state resident insurance obligation The Michigan Supreme Court has agreed to review whether out-of-state residents—such as college students attending school in Michigan—who drive their own vehicles in the state for more than 30 days without Michigan No-Fault insurance are barred from recovering […]

Out Of State Car Insurance Coverage In Michigan: Here’s What To Know

UPDATE as of June 9, 2025: Michigan Supreme Court to address impact of out-of-state resident insurance obligation The Michigan Supreme Court has decided to weigh in on the issue of whether an out-of-state resident who operates his or her car/vehicle in Michigan for more than 30 days without maintaining Michigan No-Fault auto insurance is barred […]

Auto Insurance For Seniors in Michigan: What You Need To Know

New changes to the No-Fault law took effect on July 2, 2020, leaving many older drivers asking questions about auto insurance for seniors in Michigan.

$10,000 Michigan PIP Medical Car insurance Deductible: Beware

If your insurance agent offers to lower your auto premiums by having you purchase a $10,000 car insurance deductible on your Michigan No-Fault PIP coverage, just say no. What your agent is likely not telling you is that most of the people who are opting for this coverage are those who would also be most […]

Michigan Car Insurance Cancellation For Non-Payment Explained

Michigan’s law for car insurance cancellation for non-payment provides protection for drivers at risk of being denied No-Fault coverage due to non-payment.

Michigan Lost Wages Claim From Car Accident: What You Need To Know

A lost wages claim after a car accident in Michigan provides a financial lifeline for victims whose injuries have disabled them from returning to work.

Will CURE Auto Insurance Question The Medical Necessity Of Your Medical Care?

Will CURE Auto Insurance question the treatment determinations of your doctors and the medical necessity of your medical care after a car accident?  Or, to put it a different way, will CURE refuse to pay for your surgery, medical care and treatment, and necessary services and products based on CURE’s own determination that they are “not […]

Does CURE Want To Charge 25% More For Car Insurance? You Bet They Do!

CURE Auto Insurance wants to charge Michigan drivers 25% more for car insurance coverage in 2025. Again. On October 21, 2024, CURE asked the Michigan Department of Insurance and Financial Services (DIFS) to allow the auto insurer to “[i]ncrease [its] base rate for BI, PPI, and PIP coverages by 25%,” according to CURE’s Rate Filing […]

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