Qualified Health Coverage (QHC) & Michigan No-Fault Insurance: What You Need To Know
January 10, 2025
Qualified health coverage is the health insurance coverage that Michigan’s new No-Fault law requires drivers to have to select certain medical coverage levels.
PLPD vs Full Coverage: What’s The Difference?
January 9, 2025
When comparing PLPD insurance vs full coverage there is an important difference. Personal liability property damage insurance only covers medical bills, lost wages and liability (when someone sues you for causing a crash). Full coverage auto insurance also covers medical bills, wage loss and liability, but it also includes vehicle damage and pain and suffering […]
Can Someone Else Drive My Car and Be Covered On My Insurance?
January 8, 2025
Can someone drive my car and be covered on my insurance? It depends on what happened while driving, if they have car insurance and the type of insurance coverage.
Changes to Your Health Insurance Will Affect Your Auto Accident Medical Care and Treatment
January 7, 2025
As the new year approaches, many employers offer new enrollment options for employee health insurance plans. It is essential to understand that these changes can impact your No-Fault medical benefits following a car accident. One significant effect is that it may limit your ability to receive treatment from your preferred doctor. For this reason, it is […]
Does CURE Want To Charge 25% More For Car Insurance? You Bet They Do!
December 18, 2024
CURE Auto Insurance wants to charge Michigan drivers 25% more for car insurance coverage in 2025. Specifically, CURE wants to “revise the rates in its Private Passenger Auto program in the State of Michigan” which would “[i]ncrease the base rate for BI, PPI, and PIP coverages by 25%,” according to the October 21, 2024, Rate […]
Are CURE Auto Insurance Drivers More “Under-Insured” Than Michigan Drivers in General?
December 10, 2024
Are people insured with CURE Auto Insurance in Michigan driving with significantly less protection than drivers insured with other insurance companies? In a word: YES. CURE Auto Insurance has repeatedly boasted that 94% of its drivers select less than the unlimited No-Fault PIP medical coverage option. Only 6% of CURE drivers have unlimited PIP medical […]
CURE Auto Insurance Complaints: A Troubling Pattern Begins To Emerge?
December 4, 2024
If you’ve been following my blog post and my website on CURE Auto Insurance, you already know that despite operating in Michigan for just three years, CURE ranks third among Michigan’s 85 largest auto insurers for the highest number of complaints in 2023. The number of complaints filed against CURE nearly quadrupled this year alone. […]
Why Did CURE Auto Insurance CEO Eric Poe Lie To The Detroit Free Press?
November 26, 2024
Last Tuesday, the Detroit Free Press ran a front page story (view the article) about how my efforts to speak out about CURE Auto Insurance in a blog post on the Michigan Auto Law website have resulted in the auto insurer filing two lawsuits against me and my law firm. As part of the story, […]
How To Apply For Car Insurance In Michigan
November 5, 2024
In Michigan, when you apply for car insurance, you MUST be accurate and truthful. If you’re not, then the insurance company will later try to use misstatements or omissions against you to try to deny your claim after you’ve been involved in a car crash. This will leave you with no auto No-Fault coverage – […]
No-Fault Fraud: What You Need To Know
October 23, 2024
No longer can auto insurance companies use overly broad No-Fault fraud clauses in their policies to take away all of your legally-guaranteed Michigan auto insurance benefits after a car accident just by claiming you’ve made a mistake in your claims forms, an inaccurate statement in the past, or because of what a some private eye […]
Telematics Car Insurance Discount: Is It Worth It?
October 22, 2024
The telematics car insurance discount will result in modest short-term savings. But giving your insurance company access to information about your driving and driving behaviors, it can also cause your insurance premiums to go up. It can also result in claims being later denied and your auto insurer even refusing to renew your policy. Buyer beware. For […]
Michigan Lost Wages Claim From Car Accident: What You Need To Know
September 26, 2024
A lost wages claim after a car accident in Michigan provides a financial lifeline for victims whose injuries have disabled them from returning to work.
