Can Police Tell If You Have Insurance By Running Plates In Michigan?
August 26, 2026
Yes, Michigan police officers can tell if a vehicle has valid No-Fault auto insurance by running its license plate. Through the state’s Law Enforcement Information Network (LEIN) database, officers use in-car computers to instantly verify active coverage. Insurance companies electronically report policies to the Michigan Secretary of State (SOS) twice a month, making roadside verification […]
Car Insurance For Teenagers: Michigan Laws For Minors Explained
August 12, 2026
Car insurance for teenagers in Michigan is required whether they are driving with a learner’s permit or a driver’s license. In Michigan, if teenagers drive their own vehicle, they will be the “named insured.” If they drive their parents’ car, they will likely be a “named driver” on their parents’ car insurance policy. Key Michigan […]
Car Insurance For College Students Out-of-State To Michigan: Top 5 Facts To Know
August 11, 2026
Michigan Court of Appeals addresses impact of out-of-state resident insurance obligation Out-of-state college student drivers can still recover pain and suffering compensation in Michigan even if they operate a vehicle in the state for more than 30 days without Michigan No-Fault car insurance. The Michigan Court of Appeals ruled in Goings v. Giacomantonio-Snow that while […]
Michigan Car Insurance Cancellation Laws Explained
August 10, 2026
The Michigan car insurance cancellation laws determine the very specific ways in which your insurance company can cancel your policy. These include a specific set of rules for when a company can cancel a driver’s policy, the type and length of cancellation notice that must be given, and that a refund must be provided. They […]
Auto Insurance For Seniors in Michigan: What You Need To Know
June 30, 2026
New changes to the No-Fault law took effect on July 2, 2020, leaving many older drivers asking questions about auto insurance for seniors in Michigan.
$10,000 Michigan PIP Medical Car Insurance Deductible: Beware
June 29, 2026
If your insurance agent offers to lower your auto premiums by having you purchase a $10,000 car insurance deductible on your Michigan No-Fault PIP coverage, just say no. What your agent is likely not telling you is that most of the people who are opting for this coverage are those who would also be most […]
Michigan Car Insurance Cancellation For Non-Payment Explained
June 25, 2026
Michigan’s law for car insurance cancellation for non-payment provides protection for drivers at risk of being denied No-Fault coverage due to non-payment.
22 Factors That Affect Car Insurance Rates In Michigan
June 18, 2026
Trying to find out what determines your auto insurance premiums? Get to know the top 22 factors that affect car insurance rates and keep your costs down
VA Benefits Opt Out Not Allowed Under Michigan No-Fault Law
June 17, 2026
Veterans Affairs (VA) health benefits cannot be used to opt out of Michigan No-Fault PIP medical coverage because the Department of Insurance and Financial Services (DIFS) has determined that Veteran Affairs coverage is not considered Qualified Health Coverage (QHC) under state law. DIFS concluded that VA benefits exclude or limit coverage for motor vehicle accident […]
Independent Medical Examination (IME): Why They Are No Laughing Matter
An independent medical examination (IME exam) is neither “independent” nor “medical.” The doctor is picked from a pre-approved list by an insurance company.
Michigan Lost Wages Claim From Car Accident: What You Need To Know
June 16, 2026
A lost wages claim after a car accident in Michigan provides a financial lifeline for victims whose injuries have disabled them from returning to work.
Recommended Car Insurance Coverage For Michigan Drivers
June 15, 2026
Michigan drivers have an important choice to make. The new No-Fault law takes effect on July 1, 2020. Get our recommended car insurance coverage options now
