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Price optimization: The high cost of being loyal to your own insurance company

House Bill 5735 proposes banning ‘price optimization’ to stop auto insurers from raising prices on consumers who won’t shop around Are you a loyal customer to your insurance company? Did you know your loyalty is being abused, and could be costing you money? Here’s an ugly truth about auto insurance companies. Rather than being rewarded […]

State Farm’s ‘uninsured motorist’ policy gets shut down again … and again

Published Appellate Court rulings mark second, third times that State Farm is rebuked for same argument to avoid paying uninsured motorist claims to auto accident victims How many times does State Farm have to have its hand smacked by Michigan courts before it learns to stop trying to wrongfully deny auto accident victims the “uninsured […]

The case: Campbell v. State Farm Mutual Automobile Insurance Company

What led the Utah Court to denounce State Farm’s “deceit,” “mad dog defense tactics,” and “fraudulent practices” State Farm week continues on the Michigan Auto Law blog.  Monday I discussed State Farm’s “Mad Dog” defense tactics, and Tuesday, I discussed just how profitable these business practices have become for the giant insurer, together with a […]

4 dirty little secrets about the MCCA’s latest assessment increase

Why it’s the Michigan auto insurance industry that is likely behind the latest price increase from the MCCA On March 27, 2013, the Michigan Catastrophic Claims Association, or MCCA, announced a price increase.  Again.  This time it announced it was increasing its annual, per-vehicle assessment from $175 to $186. This is a 6% rate increase. […]

Low vehicle damage car accident in Macomb County, Michigan gets $1.485 million jury verdict

State Farm offers $0, bad faith case against State Farm is next Kevin Seiferheld, an excellent trial lawyer at Michigan Auto Law, recovered a $1.485 million jury verdict for his client in Macomb County. What is notable about this case is that the insurance company for the defendant, State Farm, offered $0 – that’s right […]

Dairyland Insurance caught ‘milking’ injured auto accident customers again

Prices too high, too many customer complaints, and fighting claims it should be paying This year, I put Dairyland Insurance Company as No. 1 on the list our insurance lawyers assembled of the six worst auto insurance companies for 2011. Now, Dairyland hits a new low for “milking” profits from its own customers. In addition […]

The fine print in Allstate’s “claim satisfaction guarantee”

Michigan No-Fault insurance attorney explains that fine print in Allstate’s new “guarantee” suggests its “good hands” may still need washing As a Michigan No-Fault insurance attorney, let’s just say I’ve sued Allstate quite a bit over the past nearly 20 years I’ve been helping people. So I was a bit surprised to see Allstate’s new […]

How auto insurance firms are exploiting Michigan drivers

Guest opinion in The Oakland Press, on Michigan’s worst auto insurance companies and how they’re mistreating car accident victims and consumers Michigan’s auto insurance industry has been taking advantage of Michigan drivers – and Steve Gursten, partner of Michigan Auto Law, is telling Oakland County readers about it. Gursten, a renowned auto accident lawyer, wrote […]

Zurich Insurance Company pushes truck accident victim to trial, Jackson County jury returns $3.5 million verdict

Jackson Citizen Patriot misses the real story of insurance company abuse Last Wednesday, a Jackson County jury returned a verdict of $3.5 million dollars for Jim and Kim Fairley. I am so happy for them. The Fairleys are wonderful people and they really deserve this. The next morning, I was surprised to see my trial […]