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Car Insurance Companies

Is Cure Auto Insurance Good In Michigan?

Cure auto insurance is not good for Michigan drivers. They charge a 25% “deposit” on top of their premium. They may second-guess your doctor and refuse to pay for your surgery. They give horrible advice to drivers to under-insure, leaving them personally exposed to crushing medical bills. And if you have to file a claim? […]

Will CURE Auto Insurance Question The Medical Necessity Of Your Medical Care?

Will CURE Auto Insurance question the treatment determinations of your doctors and the medical necessity of your medical care after a car accident?  Or, to put it a different way, will CURE refuse to pay for your surgery, medical care and treatment, and necessary services and products based on CURE’s own determination that they are “not […]

Does CURE Want To Charge 25% More For Car Insurance? You Bet They Do!

CURE Auto Insurance wants to charge Michigan drivers 25% more for car insurance coverage in 2025. Specifically, CURE wants to “revise the rates in its Private Passenger Auto program in the State of Michigan” which would “[i]ncrease the base rate for BI, PPI, and PIP coverages by 25%,” according to the October 21, 2024, Rate […]

Are CURE Auto Insurance Drivers More “Under-Insured” Than Michigan Drivers in General?

Are people insured with CURE Auto Insurance in Michigan driving with significantly less protection than drivers insured with other insurance companies?    In a word: YES.    CURE Auto Insurance has repeatedly boasted that 94% of its drivers select less than the unlimited No-Fault PIP medical coverage option.  Only 6% of CURE drivers have unlimited PIP medical […]

CURE Auto Insurance Complaints: A Troubling Pattern Begins To Emerge?

If you’ve been following my blog post and my website on CURE Auto Insurance, you already know that despite operating in Michigan for just three years, CURE ranks third among Michigan’s 85 largest auto insurers for the highest number of complaints in 2023. The number of complaints filed against CURE nearly quadrupled this year alone. […]

Car Insurance Company Profits Skyrocket As Drivers Pay More For Less Coverage

Car insurance company profits are hitting record highs at the same time that drivers are paying higher premiums to insure their vehicles, reports The Wall Street Journal. In other words, it’s just more “business as usual.” Here are three simple truths about car insurance companies:  How high are car insurance company profits? According to the […]

Michigan Car Insurance Cancellation For Non-Payment Explained

Michigan’s law for car insurance cancellation for non-payment provides protection for drivers at risk of being denied No-Fault coverage due to non-payment.

Independent Medical Examination (IME): Why They Are No Laughing Matter

An independent medical examination (IME exam) is neither “independent” nor “medical.” The doctor is picked from a pre-approved list by an insurance company.

Insurance Company Settlement Tactics To Beware

These dirty insurance company settlement tactics are being used to trick car accident victims into settling their claims for pennies on the dollar.

$10,000 Michigan PIP Medical Car insurance Deductible: Beware

If your insurance agent offers to lower your auto premiums by having you purchase a $10,000 car insurance deductible on your Michigan No-Fault PIP coverage, just say no. What your agent is likely not telling you is that most of the people who are opting for this coverage are those who would also be most […]

Progressive Insurance Settlement Offers To Beware Of

It’s crucial that car accident victims know about these harmful Progressive insurance settlement offers to ensure they don’t accept a low ball settlement.

Auto Insurance Company Profits Hit Record-Smashing Highs in 2020

Michigan auto insurance company profits hit “record-smashing” highs in 2020 during the first full year of No-Fault reform. A recent study shows that Progressive, State Farm, Allstate and Citizens – which make up nearly 50% of Michigan’s auto insurance market – “reported windfall profits in 2020.” Michigan-based Auto-Owners Insurance Company also had a banner year […]