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Help – I was in a motorcycle accident, but a motor vehicle wasn’t involved. Now what?

August 4, 2016 by Steven M. Gursten

Here are your legal rights if you’re injured in a motorcycle crash with a pedestrian, stationary property or a parked car – including who will cover your medical bills for your injuries

motorcycle-riding

I recently wrote about how Michigan motorcycle accident victims can receive No Fault insurance benefits.

Another question that our attorneys frequently receive as lawyers who litigate many motorcycle accident cases is: “What are my legal rights in a motorcycle crash where a motor vehicle is not involved?”

This includes situations where a motorcyclist is involved in a crash with a pedestrian, a parked car, or personal property like a tree or stationary object. Unfortunately, in a situation such as this, an injured motorcycle operator is not entitled to Michigan No Fault PIP benefits.

In these cases, the injured motorcyclist must turn to his or her health insurance to get their medical expenses covered. This happens all the time, and to better protect yourself, our attorneys strongly recommend motorcyclists purchase optional motorcycle personal injury protection (PIP) coverage. Motorcycle PIP will cover accidental medical expenses, but it is not the same coverage provided by regular Michigan auto No Fault insurance.

Here’s more information on the motorcycle insurance coverage our attorneys recommend you carry – especially after Michigan’s helmet law requirement was repealed and people who ride without helmets are far more susceptible to serious traumatic brain injury and catastrophic spinal injuries from motorcycle crashes.

It never hurts to have your questions answered by an experienced motorcycle accident lawyer. Feel free to call Michigan Auto Law at 800-777-0028 for a free review of your circumstances.

Stay tuned for my next blog post, where I will discuss what happens when a motorcyclist is injured in an accident and doesn’t have insurance.

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