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3 reasons our lawyers picked Home-Owners Insurance Company as one of the best for 2013

March 21, 2013 by Steven M. Gursten

Read why Home-Owners makes our list of the top auto insurance companies, based on how it treats drivers

Today we’re calling out Home-Owners Insurance Company.  But unlike how I sometimes call out certain insurance companies, I want to recognize Home-Owners for treating customers who’ve been injured in auto accidents well. Home-Owners made our own insurance attorneys’ list of the top auto insurance companies for 2013.

Here are 3 reasons why:

  1. Reasonable prices: Among Michigan’s largest auto insurers, the Home-Owners rates were among the Top 5 least expensive in all of the 16 of the major Michigan markets examined.
  2. Pays out high percentage of premium dollars to customers: When compared with Michigan’s other largest auto insurers, Home-Owners paid out the second highest percentage of premium dollars in claims for its customers after they were in auto accidents. For every premium dollar Home-Owners received from drivers, it paid out $.69 in auto accident claims.
  3. I don’t sue Home-Owners very much: As a Michigan no fault insurance lawyer,  I haven’t had many litigated cases with Home-Owners Insurance Company.  That’s a good sign. It means they are providing No-Fault benefits on time and generally doing what they are supposed to do. And it isn’t a function of size; Home-Owners is a smaller player in the Michigan market. The attorneys here do litigate and have quite a number of lawsuits with insurance companies that are of similar size to Home-Owners Insurance Company.

You can find more information about our top insurance companies in our free, downloadable book:

The Attorneys’ Guide to The Best Auto Insurance Companies (and the ones our attorneys recommend you should avoid)

For questions or comments, you can visit our  forum on the Best and Worst Auto Insurance Companies.

Related information:

6 reasons our attorneys like Auto-Owners Insurance

How our list of the best auto insurance companies was created

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