Michigan Auto Law attorney gets auto insurance policy limits and medical benefits for crash victim with head, neck and back injuries
Michigan Auto Law was featured in Michigan Lawyers Weekly for our winning trial. The Washtenaw County car accident case was against our client’s insurance company, USAA, as well as the at-fault driver.
The accident occurred on Ecorse Road in Ypsilanti, when the at-fault driver pulled out from a side-street and crashed into the plaintiff, who sustained serious personal injuries including herniated discs in his neck and lower back that both required surgery, and a closed-head injury.
We prevailed on the issue at hand, causation, meaning whether the plaintiff’s personal injuries were caused by the car accident. USAA was ordered to pay what they were legally required to pay in the first place – the total of the plaintiff’s policy limits and all of his No-Fault benefits.
USAA was the plaintiff’s insurer, and was legally responsible for paying the plaintiff’s No-Fault benefits, including accident-related medical bills. But — as many insurance companies do following an auto accident — USAA cut off his benefits prematurely, refusing to pay for two surgeries or for his closed-head injury treatment. USAA based their refusal on insurance doctor (also called “independent” medical examiner or IME) reports.
The at-fault driver only had $25,000 in auto insurance coverage, but the plaintiff’s damages greatly exceeded that amount.