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Michigan Insurance Lawyers Warn Detroit Drivers of No-Fault Insurance Scam

April 9, 2009 by Steven M. Gursten

Our no-fault insurance lawyers would like to pass on a recent press release regarding a fake insurance company targeting people in Detroit. As always, we are happy to answer questions about important coverages, and which automobile insurance companies to avoid.

The press release regarding “Fender Bender Insurance Agency” was issued by the Michigan Office of Financial and Insurance Regulation this week. It states:

LANSING — The Michigan Office of Financial and Insurance Regulation (OFIR) is warning Michigan consumers that they may have unknowingly purchased fraudulent automobile insurance certificates from an entity claiming to be a Detroit-based insurance agency named “Fender Bender Insurance Agency.” OFIR Commissioner Ken Ross has ordered Fender Bender to cease and desist from doing business.

“Any Michigan driver who bought fake auto insurance from Fender Bender needs to purchase proper coverage immediately,” Ross said. “Until they buy legitimate coverage — they’re driving without insurance.”

Insurance producers (agents) and agencies in Michigan are required to have a license on display in their offices. Consumers are advised prior to purchasing auto insurance to ask the agency to show a copy of its license.

Consumers are also urged to contact OFIR toll-free at (877) 999-6442 if they believe they may have bought a policy from Fender Bender or if they have any questions about an insurance company, agent or product. Consumers can check to see if an insurance agency is licensed to do business in Michigan by visiting the state of Michigan Web site’s search criteria for insurance agencies page.

Insurance Lawyers of Michigan Auto Law

Michigan Auto Law is the state’s largest law firm practicing exclusively in car accident, truck accident and motorcycle accident cases. We have helped injury victims throughout Michigan for more than 50 years and three generations. If you are confused about your auto insurance policy or your no-fault insurance coverage, please call (800) 777-0028 or fill out our consultation form and an insurance lawyer will contact you within one business day.

We also encourage you to purchase uninsured motorist (UM) and underinsured motorist (UIM) coverage to protect yourself in case of an accident with an uninsured driver. With UM and UIM, an injured person turns to his or her own auto insurance company to pay what would have been recovered from the at-fault driver, had that person been properly covered. Many insurance companies do not inform their policy holders of these important options.

We recommend that you carry at least $100,000 per person and $300,000 per accident for both UM and UIM policies. Without UM and UIM, a driver who is injured by an uninsured or underinsured driver would have no source of personal injury recovery — other than filing a lawsuit against the at-fault driver for his or her personal assets. Our attorneys would be happy to review your insurance coverage.

Related information:

When is it Too Late to File a Car Accident Claim in Michigan?

Recent Car Accident FAQs

Michigan Mini-Tort Car Accident Claims

Dealing with Car Insurance Companies

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