Do I Need A Lawyer For A Car Accident In Ludington, MI?
If you are injured in an car accident in Ludington, MI you are not required to hire a lawyer but it is in your best interest. An experienced attorney can help protect your legal rights to collect Michigan No-Fault wage loss, PIP benefits and get your medical bills paid. Unfortunately, Michigan’s No-Fault law can present many potential hurdles for the uninformed consumer.
For example, an experienced attorney will know that many insurance companies require their customers to provide a “notice” when they get injured in a hit and run crash or in a crash with an uninsured motorist. Insurance policies can legally include contract language that requires a 30 days notice to recover the uninsured motorist protection, particularly when someone gets injured in a hit and run crash or a crash with an uninsured driver. Approximately 20% of all drivers in Michigan drive uninsured, so it’s quite common. If you fail to comply with this 30-day “notice” requirement in your “uninsured motorist” policy (which you may not have ever noticed), your policy (which you pay for) can be completely voided, so you end up losing the ability to recover compensation for injuries and other losses. The 30-day notice clause leaves victims like you with nothing, or worse, with huge medical bills and no insurance coverage for medical treatment that you may need in the future.
An experienced Ludington car accident lawyer will protect you from making mistakes that can hurt you financially. In another example, you might run into auto insurance company claims adjusters who try to trick victims, many of whom are already under huge financial pressure after a vehicle crash, into “settling” their injury claims for a lot less than they should. These insurance company representatives may even try to trick you into giving up your future legal rights to No-Fault benefits, along with pain and suffering compensation.
Our Ludington car accident lawyers are here to help you and protect you. We make sure you receive everything you are entitled to after a vehicle crash, from both your own insurance company and from the insurance company of the careless driver. It’s important that you call and schedule a free consultation with an experienced auto accident attorney serving Ludington as soon as possible after a crash that leaves you, or anyone else, with injuries.