Do I Need A Lawyer For A Car Accident In Dearborn, MI?
If you are injured in a car accident in Dearborn, MI you are not required to hire a lawyer but it is in your best interest. An experienced attorney can help protect your legal rights to collect Michigan No-Fault wage loss, PIP benefits and get your medical bills paid. Unfortunately, Michigan’s No-Fault law can present many potential hurdles for the uninformed consumer.
In one example, insurance companies can require a victim to provide “notice” if you are ever injured in a hit and run crash or injured by an uninsured driver. Insurance policies are legally allowed to have contract language that requires 30 days notice, in order to recover your uninsured motorist protection when you are injured in a hit and run crash or a crash with an uninsured driver. (Uninsured drivers are common, with approximately 20% of all drivers in Michigan estimated to be driving uninsured.) Failure to comply with this 30-day “notice” requirement in your “uninsured motorist” policy can mean that your policy gets voided and you lose the ability to recover any compensation for injuries and/or losses. Your own insurance company, to whom you have been paying your premiums, now leaves you with nothing – or worse yet, with expensive medical bills that you have to pay out of pocket, and no insurance to pay for needed medical care and treatment that could arise in the future. And the worst part? You may not even know that you have to give that notice. (Many consumers don’t read their insurance policies thoroughly, so this is just one reason why it’s so important that you do.)
An experienced attorney can protect you from other insurance industry tricks, too. Sadly, some auto insurance companies and claims adjusters have been known to try to trick residents, who are already under financial pressure after an injury in a crash, into “settling” their injury claims for a lot less than they’re actually worth. They have also been known to ask injury victims to sign away their future legal rights to No-Fault benefits and pain and suffering compensation.
Our Dearborn car accident lawyers are here to help you and to protect you. We’ll make sure you receive everything you are entitled to after a crash, from both your insurance company and from the insurance company of the negligent driver. It’s important to call and have a free consultation with an experienced attorney after any motor vehicle crash in which someone is injured.