Get Up to
$3,000
Vehicle damage? You’re entitled to up to $3,000. Absolutely free. No fees, no risk, no catch.
Only takes a few minutes, zero risk!
You qualify if:
You were in a car accident that wasn't your fault.
You're the vehicle owner and named insured.
The at-fault driver had insurance.
How It Works
Let’s Start Now to Get You Up to $3,000
It only takes minutes to fill out. We handle everything. No cost to you.
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You're Entitled to Up to $3,000 for Free. What's Holding You Back?
Filing takes minutes. It costs nothing. And there's up to $3,000 waiting for you.
START YOUR CLAIM
Your Mini-Tort Questions, Answered
Find out how to qualify, what the process looks like, what you need to get started, and more.
Do I qualify for a mini-tort claim?
You likely qualify if you weren’t at fault and you paid your deductible out of pocket. Specifically, you need to meet these requirements:
- You’re the vehicle owner and named insured
- You paid the deductible to your insurance company
- The at-fault driver had insurance
What documents will I need to submit?
Just three things: your insurance declarations page, your repair estimate (if you have it), and the police report. Don’t have the report? No problem, we can get it for you.
What is a “mini-tort” claim?
Michigan law lets you recover up to $3,000 in vehicle damage from the at-fault driver’s insurance even if you have your own coverage. It’s called a “mini-tort” or limited property damage claim, and it’s designed to help you get your deductible back without a lengthy legal battle.
How long does the process take?
Most claims are fully resolved within 6-8 weeks depending on how long quickly the at-fault driver’s insurer responds. We’ll keep you updated by email every step of the way.
What happens after I submit my claim?
We review your documents and send a demand letter to the at-fault driver’s insurance company. Once they issue payment, we’ll contact you to confirm and get your check to you.
Is there really no cost for this?
Truly. Michigan Auto Law handles mini-tort claims completely free no fees, no strings attached. It’s a public service we provide to help Michigan drivers recover what they’re owed.