Injured? Free Advice (800) 777-0028

Posts Tagged ‘No-fault insurance’

Should lawmakers require the Michigan Catastrophic Claims Association to spill the beans in 2017?

Posted on: January 23rd, 2017 by Steven Gursten

In House Bill 4049, Rep. Patrick Green proposes that the MCCA be required to annually disclose ‘all data used in computing’ its No Fault assessments this year   Hats off to freshman lawmaker, Rep. Patrick Green (D-Warren), for setting off to accomplish in 2017 what previous Legislatures have been unable to do and what courts […]

The driver who hit me only had $20,000 in insurance, now what?

Posted on: September 22nd, 2015 by Steven Gursten

What do you do when the driver who causes a car accident only has $20,000 in coverage? This sadly happens all the time. Remember, most people who are insured (and in some cities like Detroit approximately 50% of drivers have no auto insurance at all) only have the minimum bodily injury policy limits of $20,000 […]

Should Medical marijuana be covered by No Fault benefits?

Posted on: June 18th, 2015 by Steven Gursten

Sen. Coleman Young II’s SB 346 proposes No Fault auto insurance companies ‘shall provide coverage for the medical use of marihuana’   Should a Michigan auto accident victim’s lawful use of medical marijuana be covered and paid for by Michigan No Fault insurance benefits? Sen. Coleman Young II (D-Detroit) thinks so. So do I. In […]

Is massage therapy covered under Michigan No Fault?

Posted on: May 23rd, 2015 by Steven Gursten

For massage therapy to be covered under No Fault, it must be related to a motor vehicle accident, and it must be ‘reasonably necessary,’ reasonably priced, and ‘lawfully rendered’ In my nearly 20 years of practice as an insurance lawyer, I’ve been asked tons of questions about Michigan No Fault, and what PIP benefits No […]

Does a teen driver with a permit need Michigan No Fault insurance?

Posted on: April 8th, 2015 by Steven Gursten

I received an interesting question about whether teens driving on permits need Michigan No Fault insurance. Q. My daughter is taking drivers education soon and will be done in mid-May. Once she has completed that Segment 1 class, she will be able to drive with an adult in the car, with a permit. I asked […]

Can police tell if your car is insured by running your license plate?

Posted on: April 7th, 2015 by Steven Gursten

Yes they can! In-car computers allow police to now use license plate info to access insurance status via law enforcement database There’s a new development that allows Michigan police a quick and easy way of determining whether a pulled-over motorist is “riding dirty on the streets of Michigan,” according to MLive reporter Cole Waterman. “Riding […]

No action on Michigan No Fault insurance “reform”

Posted on: July 29th, 2014 by Steven Gursten

Proposals for changing Michigan’s auto insurance system left in limbo as lawmakers break for summer vacation In most cases, no news is good news. Especially when we’re talking about efforts by Michigan’s auto insurance industry to dismantle Michigan’s No Fault auto insurance system. As I’ve written on the pages of this legal blog, the insurance […]

Do you Need No Fault Insurance for Wheelchairs?

Posted on: July 9th, 2014 by Steven Gursten

State Farm Denies No Fault Benefits, Saying Wheelchair Was Uninsured; Cutoff Defies ‘Common Sense’ Says One Insurance Specialist Just when I started to think I’ve seen all of State Farm’s dirty tricks, they do this. When I first read the front page story in Sunday’s Macomb Daily by Jamie Cook about State Farm’s refusal to pay […]

What's the most unfair, dangerous loophole in Michigan's auto No-Fault insurance law?

Posted on: February 7th, 2012 by Steven Gursten

More than 1 million innocent drivers now at risk of financial ruin if they’re involved in an auto accident Here’s a Ripley’s Believe it or Not: under Michigan No-Fault insurance law, a completely innocent driver may actually be required to pay the medical bills and lost wages of the “at fault” driver who causes an […]

My letter to DBusiness on Michigan insurance company abuse

Posted on: December 15th, 2011 by Steven Gursten

No-Fault “reform” takes away drivers’ vital medical protections without doing anything to save them money on auto insurance I was recently quoted as a Michigan insurance attorney source on a story in DBusiness Magazine. This story was about auto insurance company abuse tactics and how injured people are often taken advantage of after auto accidents. […]

Blog Author Steven M. Gursten
Free Consultation
  • This field is for validation purposes and should be left unchanged.