Attendant care is a no fault benefit that entitles injured accident victims to have nursing care while they are at home recovering from injuries. Attendant care benefits are also referred to as nursing services, and are defined by attendant care lawyers as “activities of daily living,” such as monitoring and supervision for safety reasons, administering medication, bathing, dressing, walking, styling/combing of hair, other grooming, help using the toilet, driving the patient, fetching things for the patient, carrying and lifting things for the patient and wound care.
Attendant care can be performed by nurses, as well as family members or legal guardians. In many instances, people are discharged home and they don’t require the high nursing skill of a registered nurse, but a home health aide can provide the attendant care. If you require a home health aide, you’re entitled to purchase those services from a commercial home health company and your no-fault insurance company will be required to pay for those bills.
Michigan courts have also ruled that family provided attendant care services can offer better care than services you might purchase from a commercial company.
The attendant care benefit requires no fault insurance companies to pay family members or friends for their services at the commercial rate. In other words, the law does not give the insurance company a discount just because you are fortunate enough to have a family member or friend in a position to take care of you.
It is also important to keep a well-documented record of all services and hours for which care was provided, which can be submitted monthly to the insurance company for reimbursement. Be sure you’ve received a doctor’s prescription for the attendant care services, and maintain this for your records