The Michigan No-Fault Act: Broken Down Into Plain English

Our attorneys are commenting on auto insurance law, to help accident victims better understand their rights

The Michigan No-Fault law is complicated, especially for people who have recently been in an auto accident and don’t know what to do next. So our insurance attorneys are providing a translation of each statute within the No-Fault Act.

For those of you who are unfamiliar, the Michigan No-Fault Act designates a car accident victim’s legal rights regarding No-Fault insurance and benefits. Feel free to call (800) 968-1001 to speak with one of our insurance attorneys now. We can answer all of your legal questions, and the call is free.

Meanwhile, take a look at the No-Fault statutes below and see how they might apply to your car accident.

• MCL 500.3101
  

  Mandatory insurance

• MCL 500.3101a
  

  Insurance proof

• MCL 500.3101c
  

  Certified statement

• MCL 500.3102
  

  Non-residents

• MCL 500.3103
  

  Motorcyclists

• MCL 500.3104
  

  Catastrophic claims

• MCL 500.3105
  

  When insurers must pay

• MCL 500.3106
  

  Parked vehicle

• MCL 500.3107
  

  PIP benefits

• MCL 500.3108
  

  Wrongful death

• MCL 500.3109
  

  Set-offs

• MCL 500.3109a
  

  Deductibles, exclusions

• MCL 500.3110
  

  Dependents

• MCL 500.3111
  

  Out-of-state accidents

• MCL 500.3112
  

  PIP payees

• MCL 500.3113
  

  Exclusions from benefits

• MCL 500.3114
  

  Who pays benefits

• MCL 500.3115
  

  Pedestrians, bicyclists

• MCL 500.3116
  

  Insurer liens

• MCL 500.3121
  

  Property damage

• MCL 500.3123
  

  PPI exclusions

• MCL 500.3125
  

  Who pays PPI

• MCL 500.3127
  

  PPI reimbursement

• MCL 500.3131
  

  Residual liability

• MCL 500.3135
  

  Non-economic benefits

• MCL 500.3141
  

  Written notice

• MCL 500.3142
  

  Overdue benefits

• MCL 500.3143
  

  Benefits transfer

• MCL 500.3145
  

  Deadline to claim

• MCL 500.3146
  

  Reimbursement deadline

• MCL 500.3148
  

  Attorney fees

• MCL 500.3151
  

  Insurance medical exam

• MCL 500.3152
  

  Doctor/patient privilege

• MCL 500.3153
  

  Exam refusal

• MCL 500.3157
  

  Reasonable expenses

• MCL 500.3158
  

  Pay records

• MCL 500.3159
  

  Discovery

• MCL 500.3163
  

  Insurer certification

• MCL 500.3171-3176
  

  Assigned claims

• MCL 500.3177
  

  Uninsured driver