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Parked Vehicle Exception to Receive Michigan No-Fault Benefits

Lawyer Commentary on No-Fault Statute: MCL 500.3106

Parked motor vehicles, accidental bodily injury

Generally, personal injury suffered from use of a parked vehicle will not entitle a person to no-fault insurance benefits. However, there are some important exceptions under Michigan law, including:

  1. If the motor vehicle was parked in a way to cause unreasonable risk of bodily injury.
  2. If the personal injury was a result of physical contact with equipment permanently mounted on the motor vehicle, while the equipment was being operated or used, or during the loading and unloading process.
  3. If the injury was sustained while were occupying, entering into or leaving the motor vehicle.

To receive no-fault insurance benefits, despite having been injured as a result of the ownership, operation or use of a parked motor vehicle, one of these exceptions must be met. However, it does not necessarily require someone to be inside a car or truck, have the engine on or even be touching the automobile.

Insurance Lawyers of Michigan Auto Law

The lawyers of Michigan Auto Law have been specializing in automobile no-fault litigation for more than 50 years. If you have been injured in a car accident or truck crash and need help navigating your no-fault insurance policy, please call one of our expert attorneys for a free case evaluation at or fill out our consultation form. There is absolutely no fee or obligation.

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