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Proof of Michigan No-Fault Insurance

Attorney Commentary on No-Fault Statute: MCL 500.3101a

Certificates of insurance; proof of insurance; confidentiality; false information; penalty

Once a resident of the state of Michigan has purchased an insurance policy for a motor vehicle, the automobile insurer must provide two “certificates of insurance” for the vehicle. One stays on file with the secretary of state, while the insured Michigan resident retains the other copy. The secretary of state also receives the Michigan resident’s “VIN” number, a confidential number identifying his or her car or truck. In this way, the secretary of state has proof that the vehicle is insured. A VIN number is confidential. Note: It is a criminal misdemeanor to supply false information to the secretary of state (for example, providing a false or “fake” certificate of insurance).

Insurance Attorneys of Michigan Auto Law

The attorneys of Michigan Auto Law have been specializing in automobile no-fault litigation for more than 50 years. If you have been injured in a car or truck accident in Michigan and are confused about your no-fault insurance rights, please call one of our expert lawyers for a free case evaluation at (800) 777-0028 or fill out our consultation form. There is absolutely no fee or obligation.

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